Real Estate Trust Account

 General Lending Rates

 Product Features

• Unlimited Txns Additional Information: Full branch access for deposits, withdrawals or counter cheques, however no cash withdrawals are allowed.

• Other Additional Information: Combined balances of up to $250,000 per account holder are guaranteed and secured by the Australian Government.

• Other Additional Information: A cheque book is available on request. For full details refer to our Conditions of Use. Fees and charges apply.

• Notifications Additional Information: Track payments with SMS and email alerts

• Bill Payment Additional Information: Automatic payments can be scheduled to pay your bills and/or split your pay into designated savings accounts.

• Npp Enabled Additional Information: This account can be used to send an NPP payment.

• Npp Payid Additional Information: This account can be used as the target of an NPP PayID.

• Digital Banking Additional Information: Bank 24/7 wherever you are and whenever you want with RAB mobile and internet banking.

• Unlimited Txns Additional Information: Internet, Mobile & Phone Banking transactions

 Product Eligibility

• Other Additional Information: As a customer-owned bank, customers must also become a shareholder of Regional Australia Bank to be eligible to open an account.

• Other Additional Information: A Real Estate Trust Account must be operating alongside a general Real Estate Account under the same membership number so that any fees relating to the operation of the trust can be charged to that account..

• Other Additional Information: The customer must be the Licensee in Charge of an Australian registered Real Estate Agent.

 Bank Fees and Charges

• Cheque Deposit Fee (Deposit), Amount: 0.50. Additional Information: Your first 10 cheque deposits to your membership each month are free, each subsequent deposit will be charged per cheque. No fees can be charged to this account. Any applicable fees will be charged to another account under your membership.

• Financial Institution Cheque Fee (Event), Amount: 11.00. Additional Information: Applies for each bank cheque you order from us. No fees can be charged to this account. Any applicable fees will be charged to another account under your membership.

• Staff Assisted Fee- Industry Trust Accounts (Transaction), Amount: 2.25. Additional Information: Applies per withdrawal or debit transfer processed by branch or Service Support Centre Staff. No fees can be charged to this account. Any applicable fees will be charged to another account under your membership.

 Limitations & Restrictions (Constraints)

• Min Balance of 1.00 Additional Information: A minimum balance of $1 is required to earn interest on this product.