Westpac eSaver

Westpac eSaver makes saving a breeze. You?ll get an introductory interest rate and online access to your money whenever you need it.
Category: Transaction & Savings Accounts  Last Updated May 29, 2026  Effective June 3, 2026

 General Lending Rates

Rates listed below are for a product. Additional Information
Interest Rate
NA PA
Comparison Rate
NAPA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

 Product Features

  • Cashback Offer Additional Information: Double your $50 when you bank and save with Westpac. Open a new Choice everyday account and an eligible savings account together and here?s how you can get $50: Deposit $50 or more into your new Choice everyday account within 10 days. We?ll add $50 to your savings account once you meet the criteria. T&Cs apply.
  • Other Additional Information: Boost your savings and team up your everyday banking with an eSaver account
  • Unlimited Txns Additional Information: Unlimited access- Simply link your eSaver account to a Westpac everyday account
  • Other Additional Information: Competitive interest rate on savings
  • Digital Banking Additional Information: Online, Mobile and telephone banking is available
  • Other Additional Information: Statements : 6 monthly, or more frequently on request.
  • Other Additional Information: No limit on the number of accounts that customer can hold
  • Other Additional Information: Introductory rate - Fixed rate for the first 5 months for new eSaver customers.
  • Other Additional Information: $0 monthly fee - No Account-Keeping Fees (other fees may apply).
  • Fraud Protection Additional Information: The product includes FRAUD_PROTECTION features.
  • Relationship Management Additional Information: RELATIONSHIP_MANAGEMENT is available for eligible customers.
  • Other Additional Information: Online account - With no minimum deposit or monthly balance requirements.
  • Fraud Protection Additional Information: Secure your account with SafeBlock - Find out how SafeBlock can help keep you safe when you need it most by locking your cards and account. Explore more security features: Digital Card with Dynamic CVC, Westpac ProtectTM Security Code, Westpac Safecall, Westpac Verify

 Product Eligibility

  • Min Age - 14.
  • Other Additional Information: Be registered for Online and Telephone Banking.
  • Other Additional Information: To open a Westpac eSaver account, you must hold a Westpac everyday account. Fees and charges apply on a Westpac everyday account.
  • Residency Status - Those With An Australian Residential Address And Who Are Currently In Australia..

 Bank Fees and Charges

  • Account Keeping Fee (Periodic), Amount: 0.00.
  • Online Banking (including Mobile Banking) (Withdrawal), Amount: 0.00. Additional Information: Online transfer withdrawals via Online Banking.
  • Telephone Banking Withdrawal (self Service) (Withdrawal), Amount: 0.00.
  • Telephone Banking Withdrawal (staff Assisted) (Withdrawal), Amount: 0.00.
  • Branch Staff Assisted Withdrawal (Withdrawal), Amount: 0.00.
  • Overdrawn Fee (Event), Amount: 15.00.
  • Direct Debit (Payment), Amount: 0.00.

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