Business One - Negotiator Plan

An integrated business product designed to meet all your cash flow requirements. The negotiator plan has certain qualifying criteria and is only available to relationship managed customers.
Category: Transaction & Savings Accounts  Last Updated April 30, 2026  Effective June 3, 2026

 General Lending Rates

No product information is currently listed. Please make contact with us for more information.

 Product Features

  • Other Additional Information: Interest Rates Availability : Interest rates are available on application.
  • Other Additional Information: Interest paid on monthly basis.
  • Other Additional Information: Regular monthly statements.
  • Other Additional Information: Periodical Payments from this account can be made.
  • Overdraft Additional Information: Overdraft or loan facility available on account, customer must be over 18 years of age.
  • Other Additional Information: Cheque access is available , customer must be over 18 years of age
  • Fraud Protection Additional Information: The product includes limited fraud protection features.
  • Relationship Management Additional Information: Relationship management is available for eligible customers.
  • Digital Banking Additional Information: Company or business can pay bills using BPAY.
  • Digital Banking Additional Information: With PayTo, you can see, review and authorise all new PayTo payments for things such as recurring bills, memberships and subscriptions before the money leaves your account.
  • Card Access
  • Other Additional Information: Following fees to be known on application(Transaction Fees when charge per transaction when the number of free transactions per month is exceeded) : Cheques Written, Cheques Collected, Staff-assisted withdrawal, Staff-assisted deposit, Narrated Credits.
  • Other Additional Information: Account enquiries are always free when you use Online Banking.

 Product Eligibility

  • Other Additional Information: Business Customers only who are relationship managed.

 Bank Fees and Charges

  • Monthly Plan Fee (Periodic), Amount: 0.00. Additional Information: There is no Monthly Plan Fee for this product.
  • Group Telephone Banking (Transaction), Amount: 0.00.
  • Westpac Foreign Transaction Fee - Non-au Merchant (Transaction), Amount: Not Listed.. Additional Information: 3% of the $AUD transaction amount where a transaction is made in foreign currency and the merchant or financial institution accepting the card is located outside Australia (comprising of 2% Westpac Processing Fee plus 1% Westpac On-Charged Scheme Fee)
  • Westpac Foreign Transaction Fee - Au Merchant (Transaction), Amount: Not Listed.. Additional Information: 2.2% of the $AUD transaction amount where a transaction is made in foreign currency and the merchant or financial institution accepting the card is located in Australia (comprising of 2% Westpac Processing Fee plus 0.2% Westpac On-Charged Scheme Fee).
  • Overseas Withdrawal Fee (Withdrawal), Amount: 5.00. Additional Information: Nil for cash withdrawals from ATMs belonging to institutions in the Global ATM Alliance.
  • Account Enquiries: Online (Event), Amount: 0.00.
  • Pay Anyone (Transaction), Amount: 0.00. Additional Information: Applicable for transfers to another Westpac branded account or to any other account

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