Cash Investment Account

The Westpac Cash Investment Account has been designed with Westpac share investors in mind by offering access to low brokerage, competitive interest rates, convenient features and seamless trade settlements.
Category: Transaction & Savings Accounts  Last Updated May 15, 2026  Effective June 3, 2026

 General Lending Rates

No product information is currently listed. Please make contact with us for more information.

 Product Features

  • Other Additional Information: Enjoy our lowest brokerage rate starting from $4.95 when you settle your trades through a Westpac Cash Investment Account.
  • Other Additional Information: Receive a competitive at-call interest rate with interest calculated daily and paid monthly.
  • Fraud Protection Additional Information: The product includes fraud protection features.
  • Relationship Management Additional Information: Relationship management is available for eligible customers.
  • Other Additional Information: No minimum account balance is required to earn interest.
  • Other Additional Information: No monthly account service fee and free electronic transactions
  • Digital Banking Additional Information: 24/7 access to your account via Online Banking and Mobile Banking.
  • Other Additional Information: View your available funds when placing a trade.
  • Other Additional Information: Enjoy the benefit of having one account to manage your investment cash flows.
  • Other Additional Information: Option to participate in our Dividend Direction Service. Save time and enjoy the convenience of your Westpac Cash Investment Account being automatically nominated to receive your dividends.
  • Other Additional Information: Our Dividend Direction Service offers you the convenience of having your Westpac Cash Investment Account automatically nominated to receive the dividends from all your current CHESS sponsored holdings.
  • Other Additional Information: The account can be opened online or through a Private Banker.
  • Other Additional Information: Funds at call facility is available for this product .
  • Other Additional Information: You will get quarterly regular statements.
  • Other Additional Information: Interest is paid on monthly basis.
  • Digital Banking Additional Information: Bills can be paid using BPAY.
  • Other Additional Information: Direct debits can be set up.
  • Digital Banking Additional Information: With PayTo, you can see, review and authorise all new PayTo payments for things such as recurring bills, memberships and subscriptions before the money leaves your account.
  • Other Additional Information: Must be linked to a Westpac Share Trading account.

 Product Eligibility

  • Min Age - 18. Additional Information: Individuals and business customers must be over 18 years of age.
  • Other Additional Information: Individuals must have an Australian Residential Address. Business customers must be operating using an Australian address.
  • Other Additional Information: Individuals and business customers must Hold a Westpac Share Trading account in the same name (at the time of opening the Westpac Cash Investment account)
  • Other Additional Information: Individuals must be using the account for predominantly personal purposes.
  • Other Additional Information: Business customers must be a company, sole trader, partnership, association, trust, not-for-profit organisation or self-managed superannuation fund.

 Bank Fees and Charges

  • Account Keeping Fee (Periodic), Amount: 0.00.
  • Telephone Banking (Event), Amount: 0.00. Additional Information: Automated telephone banking
  • Telephone Banking (Event), Amount: 0.00. Additional Information: Staff assisted telephone banking
  • Online Banking (Event), Amount: 0.00. Additional Information: Westpac Online Banking
  • Direct Debit (Event), Amount: 0.00. Additional Information: Direct Debits ? Westpac Share Trading.
  • Branch Assisted Deposit (Deposit), Amount: 0.00. Additional Information: Branch staff-assisted deposit.
  • Branch Assisted Withdrawal (Withdrawal), Amount: 0.00. Additional Information: $5.00 (From 01 December 2022, Nil)
  • Self Served Deposits (Deposit), Amount: 0.00. Additional Information: Self service (electronic) deposits.
  • Self Served Withdrawals (Withdrawal), Amount: 0.00. Additional Information: Self service (electronic) withdrawals.
  • Pay Anyone (Payment), Amount: 0.00. Additional Information: Pay anyone free of cost.
  • Overdrawn (Event), Amount: 15.00. Additional Information: This fee is applicable for each transaction that: 1.Overdraws your account or further overdraws the account;2.Is a withdrawal against uncleared funds; or 3.Exceeds the available funds in the account at the time of the transaction.(Other Bank Charges)

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