CASH Connect Account

The CASH Connect Account is an at call transaction account designed to allow customers the flexibility of accessing their funds at any time while offering a standard variable base rate interest. The CASH Connect Account is a ?transaction account? that can be linked to the eWRAP Investments Account, or held as a standalone at call transaction account. When linked to a eWRAP Investment Account, the CASH Connect Account is used to settle managed fund and equity trades, as well as facilitate transactions and consequent cash movements including the receipt of deposits and payment of fees.
Category: Transaction & Savings Accounts  Last Updated May 8, 2026  Effective June 3, 2026

 General Lending Rates

No product information is currently listed. Please make contact with us for more information.

 Product Features

  • Other Additional Information: No minimum deposit, provided the minimum balance is maintained.
  • Other Additional Information: No minimum withdrawal.
  • Other Additional Information: Maximum daily withdrawal applies and is dependent on type of withdrawal requested.
  • Other Additional Information: Access to cheque book facilities
  • Digital Banking Additional Information: Internet Banking, BPAY withdrawal, Phone Banking, Regular scheduled transfers through Internet Banking facilities and periodic payments are available.
  • Other Additional Information: Statements issued every six months, or more often if required.
  • Other Additional Information: Electronic funds transfer is available
  • Other Additional Information: Telegraphic transfers, Real time gross settlement, Bank Drafts, Direct Debits Deposits facilities are available for this products.
  • Other Additional Information: Cash is available at St. George Bank or BankSA Branches immediately
  • Other Additional Information: Telegraphic Transfers via Internet Banking can be done and maximum daily withdrawal limit is $50,000.
  • Fraud Protection Additional Information: The product includes fraud protection features.
  • Digital Banking Additional Information: Phone banking transfer, internet banking transfer, Regular scheduled transfer through internet banking are the withdrawal methods supported and the total limit across these methods is :$2,000,000 to your Nominated Account via Internet and Phone Banking, and $5,000 to a payee account up to a total of $25,000 across all payee accounts where the payee accounts are set up online.

 Product Eligibility

  • Other Additional Information: Only available to investors who receives the Product Disclosure Statement in Australia, whether in hard copy or electronically.

 Bank Fees and Charges

  • Account Keeping Fee (Periodic), Amount: 0.00.
  • Internet And Phone Banking Withdrawals (Withdrawal), Amount: 0.35. Additional Information: 10 free per month (this includes cheque withdrawal as well), thereafter $0.35 per Phone and Internet withdrawal
  • Cheque Withdrawal (Withdrawal), Amount: 1.00. Additional Information: 10 free per month (this includes internet and phone banking withdrawal as well), thereafter $1 per cheque withdrawal.
  • Cheque Deposit (Deposit), Amount: 0.00.
  • Over-the-counter Withdrawals (Withdrawal), Amount: 2.00. Additional Information: $2.00 per withdrawal
  • Agency Deposit Facility (Deposit), Amount: 2.00. Additional Information: $2.00 per transaction.
  • Eftpos Purchases And Withdrawals (Transaction), Amount: 0.00.
  • Atm Withdrawal And Balance Inquiry (Event), Amount: 0.00. Additional Information: St. George Bank, BankSA or Westpac branded ATM withdrawal or balance enquiry within Australia. Only applicable to customers who holds an existing VISA Debit Card.
  • Direct Debit (Event), Amount: 0.00.
  • Business Banking Online Direct Entry (Event), Amount: 0.13. Additional Information: $0.13 per entry
  • Payment Honour Fee (Event), Amount: 9.00. Additional Information: $9.00 per day
  • Returned Cheque Charge (Event), Amount: 9.00. Additional Information: $9.00 per item
  • Inward Dishonour (Event), Amount: 0.00.
  • Re-presentation Of Dishonoured Cheque (Event), Amount: 20.00. Additional Information: $20.00 each re-presentation
  • Certificate Of Balance Of Account (Event), Amount: 16.00. Additional Information: $16.00 per certificate
  • Certificate Of Interest Paid Or Received (Event), Amount: 16.00. Additional Information: $16.00 per certificate
  • Audit Certificate (Event), Amount: 65.00. Additional Information: $65.00 per hour or part thereof
  • Interest Recalculation Fee (customer Request) (Event), Amount: 20.00. Additional Information: $20.00 per recalculation
  • Special Clearance Of Cheque (Event), Amount: 16.00. Additional Information: $16.00 per cheque
  • Telegraphic, Telephone Or Mail Advice Of Fate Request (Event), Amount: 12.00. Additional Information: $12.00 each item, plus cost of message . This fees and charges include GST and are deducted from your Cash Account at the time the relevant transaction occurs. Before requesting any of these services, you should check with our Customer Relations team whether they are currently offered.
  • Collection Of Cheques Not Lodged For Credit To An Account (Event), Amount: 20.00. Additional Information: $20.00 per cheque
  • Real Time Gross Settlement (rtgs) (Transaction), Amount: 35.00. Additional Information: $35.00 per settlement. This fees and charges include GST and are deducted from your Cash Account at the time the relevant transaction occurs. Before requesting any of these services, you should check with our Customer Relations team whether they are currently offered.
  • Trace On Rtgs Settlement (Transaction), Amount: 35.00. Additional Information: $35.00 per item
  • Inward Rtgs (Transaction), Amount: 0.00.
  • Stopping Payment On A Cheque (staff Assisted) (Event), Amount: 15.00.
  • Stopping Payment On A Cheque Through Internet And Phone Banking (Event), Amount: 8.00.
  • Bank Cheque (staff Assisted) Purchase (Event), Amount: 10.00. Additional Information: $10.00 per cheque
  • Bank Cheque Repurchase Fee (Event), Amount: 15.00. Additional Information: $15.00 per cheque
  • Bank Cheque Replacement Fee (Event), Amount: 25.00. Additional Information: $25.00 per replacement
  • Multiple Statement Fee (Event), Amount: 3.00. Additional Information: $3.00 per statement
  • Duplicate Account Statement (Event), Amount: 4.00. Additional Information: $4.00 per statement. mailed (requested through Internet and Phone Banking)
  • Duplicate Account Statement (Event), Amount: 4.00. Additional Information: $4.00 per statement. faxed (requested through Phone Banking)
  • Duplicate Account Statement (Event), Amount: 7.50. Additional Information: $7.50 per statement. staff assisted.
  • Coin Handling - Unsorted Bulk Coins (Event), Amount: Not Listed.. Additional Information: Voucher enquiry fee (includes photocopying)
  • Coin Handling - Change Supplied (Event), Amount: 0.50. Additional Information: $0.50 per bag/roll (minimum $2,00)
  • Voucher Enquiry Fee - Cheques (Event), Amount: 15.00. Additional Information: Voucher enquiry fee (includes photocopying)
  • Voucher Enquiry Fee - Copy Of Deposit Or Withdrawal Slip (Event), Amount: 15.00. Additional Information: $15.00 per copy
  • Voucher Enquiry Fee - Copy Of Personal Or Bank Cheque After It Has Been Presented (Event), Amount: 15.00. Additional Information: $15.00 per copy
  • Voucher Enquiry Fee - Copy Of Personal Cheque Via Internet And Phone Banking (Event), Amount: 15.00. Additional Information: $15.00 per copy
  • Voucher Enquiry Fee - Trace Of An Item After It Has Been Presented (cheque Copy Must Be Obtained First) (Event), Amount: 35.00. Additional Information: $35.00 per item
  • General Photocopying (Event), Amount: 5.00. Additional Information: $5.00 per sheet
  • Periodical Payments - Payment To St. George Accounts (Payment), Amount: 0.00.
  • Periodical Payments - Payment To Account Held At Another Australian Financial Institution (Payment), Amount: 0.00.
  • Periodical Payments - Periodical Payment/direct Debit Dishonour Fee (Payment), Amount: 0.00.
  • Periodical Payments - Periodical Payment Deferment Fee (Payment), Amount: 9.00. Additional Information: $9.00 per item
  • Visa/debit Card Fees - Foreign Currency Conversion Fee (Event), Amount: Not Listed.. Additional Information: For foreign currency transactions made by use of a VISA Debit Card and processed by VISA, we charge a foreign currency conversion fee of 3.0% of the transaction amount.
  • Overseas Cash Withdrawal Fee (Withdrawal), Amount: 5.00. Additional Information: Per withdrawal
  • For Each Cash Advance Made Over-the-counter At Any Australian Financial Institution Branch (Event), Amount: 3.70. Additional Information: Per advance
  • Card Replacement Fee - Outside Australia (Event), Amount: 52.50. Additional Information: Outside Australia ? all replacements (includes courier costs)
  • Card Replacement Fee - Within Australia (Event), Amount: 15.00. Additional Information: $15.00 per replacement.
  • Inward Telegraphic Transfer Credited To An Account With St. George (Event), Amount: 12.00. Additional Information: per transfer plus any overseas bank�charges
  • Overseas Telegraphic Transfer (staff Assisted) (Event), Amount: 32.00. Additional Information: per transfer plus any overseas bank�charges
  • Overseas Telegraphic Transfer (to Make An International Payment In Australian Dollars) (Event), Amount: 20.00. Additional Information: $20.00 - In order to facilitate your payment, overseas banks may convert the payment or impose additional fees or charges. For further information on these charges, please contact us on 1300 726 228 option 4 during Monday to Friday between 8:00am to 6:00pm AEST. Any overseas financial institution handling charges will by default be borne by the recipient of the International Payment and deducted from the payment amount, unless otherwise organised. We may receive commissions or other benefits from other financial institutions. It is possible that the overseas bank could convert the currency of the payment at an unfavourable exchange rate. You should inform the beneficiary that, if this occurs, they should consider rejecting the payment immediately so the payment can be unwound at the prevailing exchange rate. If you do not want the currency to be converted, please insert the words ?Do Not Convert? in the description details free text box when you are making an international payment and we will on-forward this instruction.
  • Telegraphic Transfer - Amendment To Payment Details (staff Assisted) (Event), Amount: 21.00. Additional Information: per amendment, plus any overseas bank�charges
  • Telegraphic Transfer - Amendment To Payment Details (via Internet Banking) (Event), Amount: 15.00. Additional Information: per amendment, plus any overseas bank�charges
  • Telegraphic Transfer - Cancellation And Return Of Funds (staff Assisted) (Event), Amount: 32.00. Additional Information: per transfer plus any overseas bank�charges
  • Telegraphic Transfer - Cancellation And Return Of Funds (via Internet Banking) (Event), Amount: 25.00. Additional Information: per transfer plus any overseas bank�charges
  • Trace On Telegraphic Transfer (staff Assisted) (Event), Amount: 27.00. Additional Information: per item plus any overseas bank�charges
  • Trace On Telegraphic Transfer (via Internet Banking) (Event), Amount: 25.00. Additional Information: per item plus any overseas bank�charges
  • Garnishee Fee (Event), Amount: 20.50. Additional Information: Supreme Court. Per item
  • Garnishee Fee (Event), Amount: 20.50. Additional Information: District Court - per item
  • Garnishee Fee (Event), Amount: 14.00. Additional Information: Local Court - per item
  • Garnishee Fee - Miscellaneous Service Fee (Event), Amount: 65.00. Additional Information: per hour (minimum $32.50)
  • Courier Deliveries When Requested By Customers (Variable), Amount: Not Listed.. Additional Information: Name, address or personal details.
  • Privacy Access Requests (Event), Amount: 0.00. Additional Information: Name, address or personal details.
  • Privacy Access Requests (Event), Amount: 0.00. Additional Information: Card personal details
  • Privacy Access Requests - Account Information And Personal Correspondence Details (Event), Amount: 15.00. Additional Information: Account information and personal correspondence details. $15.00 per category (maximum $45.00)

 Limitations & Restrictions (Constraints)

  • Min Balance of 1000.00 Additional Information: Minimum balance