eCASH Account

 General Lending Rates

 Product Features

• Other Additional Information: No minimum deposit, provided the minimum balance is maintained.

• Other Additional Information: No minimum withdrawal.

• Other Additional Information: Maximum daily withdrawal applies and is dependent on type of withdrawal requested.

• Digital Banking Additional Information: Internet Banking, BPAY withdrawal, Phone Banking, Regular scheduled transfers through Internet Banking facilities and periodic payments are available.

• Other Additional Information: Statements issued every six months, or more often if required.

• Other Additional Information: Electronic funds transfer is available

• Other Additional Information: Telegraphic transfers, Real time gross settlement, Bank Drafts, Direct Debits Deposits facilities are available for this products.

• Digital Banking Additional Information: Telegraphic Transfers via Internet Banking can be done and maximum daily withdrawal limit is $50,000.

• Fraud Protection Additional Information: The product includes fraud protection features.

• Digital Banking Additional Information: Phone banking transfer, internet banking transfer, Regular scheduled transfer through internet banking are the withdrawal methods supported and the total limit across these methods is :$2,000,000 to your Nominated Account via Internet and Phone Banking, and $5,000 to a payee account up to a total of $25,000 across all payee accounts where the payee accounts are set up online.

 Product Eligibility

• Other Additional Information: Only available to investors who receives the Product Disclosure Statement in Australia, whether in hard copy or electronically.

 Bank Fees and Charges

• Account Keeping Fee (Periodic), Amount: 0.00.

• Internet And Phone Banking Withdrawals (Withdrawal), Amount: 0.00.

• Cheque Deposit (Deposit), Amount: 0.00.

• Direct Debit (Event), Amount: 0.00.

• Business Banking Online Direct Entry (Event), Amount: 0.13. Additional Information: $0.13 per entry

• Payment Honour Fee (Event), Amount: 9.00. Additional Information: $9.00 per day

• Inward Dishonour (Event), Amount: 0.00.

• Certificate Of Balance Of Account (Event), Amount: 16.00. Additional Information: $16.00 per certificate

• Certificate Of Interest Paid Or Received (Event), Amount: 16.00. Additional Information: $16.00 per certificate

• Audit Certificate (Event), Amount: 65.00. Additional Information: $65.00 per hour or part thereof

• Interest Recalculation Fee (customer Request) (Event), Amount: 20.00. Additional Information: $20.00 per recalculation

• Inward Rtgs (Transaction), Amount: 0.00.

• Multiple Statement Fee (Event), Amount: 3.00. Additional Information: $3.00 per statement

• Duplicate Account Statement - Mailed (requested Through Internet And Phone Banking) (Event), Amount: 4.00. Additional Information: $4.00 per statement

• Duplicate Account Statement - Faxed (requested Through Phone Banking) (Event), Amount: 4.00. Additional Information: $4.00 per statement

• Voucher Enquiry Fee - Copy Of Personal Or Bank Cheque After It Has Been Presented (Event), Amount: 15.00. Additional Information: $15.00 per copy

• Inward Telegraphic Transfer Credited To An Account With St. George (Event), Amount: 12.00. Additional Information: per transfer plus any overseas bank�charges

• Overseas Telegraphic Transfer (to Make An International Payment In Australian Dollars) (Event), Amount: 20.00. Additional Information: $20.00 - In order to facilitate your payment, overseas banks may convert the payment or impose additional fees or charges. For further information on these charges, please contact us on 1300 726 228 option 4 during Monday to Friday between 8:00am to 6:00pm AEST. Any overseas financial institution handling charges will by default be borne by the recipient of the International Payment and deducted from the payment amount, unless otherwise organised. We may receive commissions or other benefits from other financial institutions. It is possible that the overseas bank could convert the currency of the payment at an unfavourable exchange rate. You should inform the beneficiary that, if this occurs, they should consider rejecting the payment immediately so the payment can be unwound at the prevailing exchange rate. If you do not want the currency to be converted, please insert the words ?Do Not Convert? in the description details free text box when you are making an international payment and we will on-forward this instruction.

• Telegraphic Transfer - Amendment To Payment Details (via Internet Banking) (Event), Amount: 15.00. Additional Information: per amendment, plus any overseas bank�charges

• Telegraphic Transfer - Cancellation And Return Of Funds (via Internet Banking) (Event), Amount: 25.00. Additional Information: per transfer plus any overseas bank�charges

• Trace On Telegraphic Transfer (via Internet Banking) (Event), Amount: 25.00. Additional Information: per item plus any overseas bank�charges

• Garnishee Fee (Event), Amount: 20.50. Additional Information: Supreme Court. Per item

• Garnishee Fee - District Court (Event), Amount: 20.50. Additional Information: District Court - per item

• Garnishee Fee - Local Court (Event), Amount: 14.00. Additional Information: Local Court - per item

• Garnishee Fee - Miscellaneous Service Fee (Event), Amount: 65.00. Additional Information: per hour (minimum $32.50)

• Privacy Access Requests - Personal Details (Event), Amount: 0.00. Additional Information: Name, address or personal details.

• Privacy Access Requests - Account And Correspondence Details (Event), Amount: 15.00. Additional Information: Account information and personal correspondence details. $15.00 per category (maximum $45.00)

 Limitations & Restrictions (Constraints)

• Min Balance of 1000.00 Additional Information: Minimum balance