Self-Managed Superfund Account

A low cost cash management account to hold and manage funds on behalf of the SMSF, to help you save for retirement. Offers greater control over how you invest your superannuation.
Category: Transaction & Savings Accounts  Last Updated May 31, 2026  Effective June 3, 2026

 General Lending Rates

Rates listed below are for a VARIABLE INVESTMENT product. Additional Information The interest rate that applies to any overdrawn amounts. This is calculated daily and charged monthly.
Interest Rate
0.00% PA
Comparison Rate
0.00%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

 Product Features

  • Unlimited Txns Additional Information: Unlimited electronic transactions available on your account
  • Free Txns Additional Information: Unlimited free electronic transactions available on your account
  • Other Additional Information: Transactions need to comply with the superannuation and tax laws.
  • Npp Payid Additional Information: Get faster payments between participating banks, anytime with Pay ID
  • Npp Enabled
  • Card Access Additional Information: A range of security features and services provided, including fraud prevention technology and secure banking, to help keep your funds safe.
  • Other Additional Information: Backed by the Government Deposit Guarantee for deposits up to $250,000

 Product Eligibility

  • Natural Person
  • Residency Status - Permanent Resident. Additional Information: You must be an Australian citizen or permanent resident
  • Other Additional Information: Must have a registered self-managed super fund.

 Bank Fees and Charges

  • Monthly Account Fee (Periodic), Amount: 5.00. Additional Information: Members are exempt from the monthly fee if they: A) Maintain a minimum business balance of $5,000 which is the combined balance of all deposits & borrowings, at all times throughout the month B) Under 25 years or over 65 years C) Held their membership for less than 3 months D) Have zero VISA debit transactions for the month including ATM, eftpos, paywave, digital wallet, online and phone purchases
  • Outward Rtgs Payment Fee (Withdrawal), Amount: 30.00. Additional Information: A processing fee charged when you require funds to be sent straight away
  • Inward Rtgs And Swift Payment Fee (Deposit), Amount: 10.00. Additional Information: A processing fee charged when you recieve funds through this channel
  • Paper Statement Fee (Periodic), Amount: 2.00. Additional Information: A fee charged to cover the cost of producing and sending paper statements
  • Dormancy Fee (Periodic), Amount: 20.00. Additional Information: A fee charged if your account remans inactive for 7 years, and we will treat your account as dormant
  • Quickdebit Dishonour Fee (Transaction), Amount: 20.00. Additional Information: A fee charged when you have insufficient funds in your account and we are unable to honour the Quick Debit transaction.
  • Telegraphic Transfer - Service Centre (Transaction), Amount: 30.00.
  • Telegraphic Transfer - Online (Transaction), Amount: 20.00.
  • Telegraphic Transfer - Australian (Transaction), Amount: 50.00.
  • Foreign Cheque Deposit Up To $25,000 (Deposit), Amount: 20.00. Additional Information: A processing fee charged when you deposit foreign cheques up to $25,000
  • Foreign Cheque Deposit Over $25,000 (Deposit), Amount: 50.00. Additional Information: A processing fee charged when you deposit foreign cheques over $25,000