Savings Booster Account

 General Lending Rates

 Product Features

• Unlimited Txns

• Unlimited Txns Additional Information: Internet, Mobile & Phone Banking transactions.

• Other Additional Information: Make deposits and withdrawals through a Bank@Post facility at Australia Post outlets. For full details refer to our Conditions of Use. Fees and charges apply.

• Digital Banking Additional Information: Bank 24/7 wherever you are and whenever you want with RAB mobile and internet banking.

• Npp Enabled Additional Information: This account can be used to send an NPP payment.

• Notifications Additional Information: Track payments with SMS and email alerts.

• Bill Payment Additional Information: Automatic payments can be scheduled to pay your bills and/or split your pay into designated savings accounts.

• Npp Payid Additional Information: This account can be used as the target of an NPP PayID.

• Other Additional Information: Combined balances of up to $250,000 per account holder are guaranteed and secured by the Australian Government.

 Product Eligibility

• Other Additional Information: Individual memberships and Business Memberships - this account is available for individuals, groups, businesses, associations or trusts.

• Other Additional Information: As a customer-owned bank, customers must also become a shareholder of Regional Australia Bank to be eligible to open an account.

• Other Additional Information: Only one Savings Booster account per individual member. If a member has multiple memberships they may still only have one Savings Booster account. Sub Accounts are not permitted.

• Residency Status - Australian Resident. Additional Information: Individuals must be citizens or permanent residents of Australia.

 Bank Fees and Charges

• Cheque Deposit Fee (Deposit), Amount: 0.50. Additional Information: Your first 10 cheque deposits to your membership each month are free, each subsequent deposit will be charged per cheque.

• Access Fee (Periodic), Amount: 0.00. Additional Information: The Access Fee is a flat monthly fee which entitles your membership to unlimited withdrawals via EFTPOS, ATMs, Internet, Phone and Mobile Banking.

• Financial Institution Cheque Fee (Event), Amount: 11.00. Additional Information: Applies for each bank cheque you order from us.

• Over The Limit Fee (Event), Amount: 3.50. Additional Information: Applies for each day that a Direct Debit or Cheque transaction is debited to a member which results in a deposit or overdraft account being drawn beyond its available balance or limit.

 Limitations & Restrictions (Constraints)

• Min Balance of 1.00 Additional Information: A minimum balance of $1 is required to earn interest on this product.

• Max Balance of 250000.00 Additional Information: A maximum balance of $250,000