Internet Maximiser Account
The Internet Maximiser Account is an online savings account that pays a competitive rate of interest.
Category: Transaction & Savings Accounts Last Updated May 31, 2026 Effective June 3, 2026
General Lending Rates
No product information is currently listed. Please make contact with us for more information.
Product Features
- Npp Payid Additional Information: This account can be used as the target of an NPP PayID.
- Other Additional Information: Combined balances of up to $250,000 per account holder are guaranteed and secured by the Australian Government.
- Other Additional Information: Transactions to and from this account can only be conducted electronically (other than an opening or closing transaction).
- Digital Banking Additional Information: Bank 24/7 wherever you are and whenever you want with RAB mobile and internet banking.
- Notifications Additional Information: Track payments with SMS and email alerts.
- Bill Payment Additional Information: Automatic payments can be scheduled to pay your bills and/or split your pay into designated savings accounts.
- Unlimited Txns Additional Information: Internet, Mobile & Phone Banking transactions.
Product Eligibility
- Other Additional Information: As a customer-owned bank, customers must also become a shareholder of Regional Australia Bank to be eligible to open an account.
- Residency Status - Australian Resident. Additional Information: Individuals must be citizens or permanent residents of Australia.
Bank Fees and Charges
- Cheque Deposit Fee (Deposit), Amount: 0.50. Additional Information: Your first 10 cheque deposits to your membership each month are free, each subsequent deposit will be charged per cheque.
- Overlimit Fee (Event), Amount: 3.50. Additional Information: Applies for each day that a Direct Debit or Cheque transaction is debited to a member which results in a deposit or overdraft account being drawn beyond its available balance or limit.
- Access Fee (Periodic), Amount: 0.00. Additional Information: The Access Fee is a flat monthly fee which entitles your membership to unlimited withdrawals via EFTPOS, ATMs, Internet, Phone and Mobile Banking.
- Direct Debit Dishonour (Event), Amount: 5.00. Additional Information: Where a direct debit request is rejected by us due to insufficient funds in your account a Dishonour Fee will apply.
- Bank Cheque Fee (Event), Amount: 11.00. Additional Information: This fee applies when ordering a bank cheque.
Limitations & Restrictions (Constraints)
- Min Balance of 1.00 Additional Information: A minimum balance of $1 is required to earn interest on this product.
