Macquarie Cash Management Account

The Macquarie Cash Management Account is the centre of your wealth ecosystem and benefit from transparency, detailed reporting and zero account keeping fees.
Category: Transaction & Savings Accounts  Last Updated May 22, 2026  Effective June 3, 2026

 General Lending Rates

No product information is currently listed. Please make contact with us for more information.

 Product Features

  • Other Additional Information: Macquarie CMA puts 10 years of statements at your fingertips
  • Unlimited Txns Additional Information: No account-keeping fees or management fees.
  • Digital Banking Additional Information: Mobile and Online Banking
  • Other Additional Information: The Cash Account is a retail deposit with Macquarie and is eligible for coverage under the Australian Government's Financial Claims Scheme (Government Guarantee).
  • Other Additional Information: Deposits and withdrawals available through funds transfers.
  • Bill Payment
  • Npp Enabled Additional Information: NPP Payments
  • Relationship Management Additional Information: You can appoint another person, financial services professional or company to have access to and operate your account.
  • Other Additional Information: Daily funds transfer limit. The $100,000 limit is applicable for customers who use the Macquarie Authenticator App and are registered for Electronic Banking. Otherwise, a default limit of $2,000 will apply.
  • Other Additional Information: Daily Adviser initiated payments limit of $500,000
  • Other Additional Information: Flexibility and control for you and your adviser, including capability for advisers to make payments on your behalf.
  • Other Additional Information: Your Financial Services Professional can view your Cash Account online and help you act quickly on investment opportunities as they arise. Give your accountant viewing access to your Cash Account so they can download your current and historical transaction reports themselves.
  • Other Additional Information: The perfect companion for your self managed super fund (SMSF).The Cash Account is an ideal cashflow management system for your SMSF, providing the flexibility and control to help you manage your fund’s transactions. All fund transactions appear on one consolidated statement, simplifying super fund accounting, tax returns, end of year auditing and long-term record keeping with the ability to download current and up to 10 years’ worth of historical statements online and access personalised audit reports online.

 Product Eligibility

  • Residency Status - Permanent Australian Residential Address Required..
  • Min Age - 18.
  • Other Additional Information: Must have Australian mobile number
  • Other Additional Information: Must have an email address

 Bank Fees and Charges

  • Audit Letter (Event), Amount: 0.00.
  • Transaction Investigation (Event), Amount: 0.00.
  • Real Time Gross Settlement (rtgs) (Transaction), Amount: 0.00. Additional Information: Transfer funds within the same Business Day to another Australian financial institution (subject to cut off times).
  • Monthly Account Fee (Periodic), Amount: 0.00.
  • Online Payments (Transaction), Amount: 0.00. Additional Information: Make internal transfers, pay anyone and BPAY payments through online banking and mobile banking on an immediate or scheduled basis.
  • Dishonoured Payments (including Cheques) (Event), Amount: 0.00.
  • Statements (Event), Amount: 0.00. Additional Information: Viewed/printed online. Historical statements for up to 10 years are available online.