Macquarie Transaction Account

 General Lending Rates

 Product Features

• Notifications

• Unlimited Txns Additional Information: No fees, no deposit conditions. No minimum monthly deposit. No international purchase fees. No transaction fees. No dishonour fees.

• Other Additional Information: Awarded for outstanding value. Our transaction account has been awarded for outstanding value thanks to features like no international purchase fees and refunds on fees incurred at all ATMs in Australia.

• Other Additional Information: Enjoy a refund on fees incurred at all ATMs in Australia.

• Other Additional Information: Receive the Mastercard foreign exchange rate, with no additional fees or charges.

• Card Access

• Other Additional Information: Safe and secure. Securely lock and unlock your Platinum Debit Mastercard in the Macquarie Mobile Banking app.

• Digital Banking Additional Information: Online Banking

• Digital Banking Additional Information: Mobile Banking

• Bill Payment

• Npp Enabled Additional Information: NPP Payments

• Other Additional Information: Internal transfers

• Other Additional Information: Pay anyone payments

• Other Additional Information: Direct credit

• Other Additional Information: Direct debit

• Other Additional Information: International transactions

• Offset

• Other Additional Information: Discount on e-gift cards.

• Other Additional Information: Lost Luggage Return.

• Other Additional Information: Theft and damage protection on eligible purchases and stolen wallet protection.

• Other Additional Information: $100 limit per Mastercard contactless transaction with no PIN.

• Other Additional Information: Daily $2,000 limit for domestic ATM or other cash withdrawals.

• Other Additional Information: Daily Pay Anyone Payment limit. The $100,000 limit is applicable for customers who use the Macquarie Authenticator App and are registered for Electronic Banking. Otherwise, a default limit of $2,000 will apply.

• Other Additional Information: Daily PayID Payment sub-limit. The $10,000 limit operates as a sub-limit of the daily Pay Anyone limit.

• Digital Wallet Additional Information: More ways to pay. Add your Platinum Debit Mastercard to your mobile or wearable with Apple Pay and Google Pay.

• Npp Payid Additional Information: Link a PayID to your transaction account to receive and make real time Payments.

 Product Eligibility

• Residency Status - Permanent Australian Residential Address Required..

• Min Age - 12. Additional Information: Minimum age requirement

• Other Additional Information: Must have Australian mobile number

• Other Additional Information: Must have an email address

• Other Additional Information: Only available for individual or joint applications

 Bank Fees and Charges

• Online Payments (Transaction), Amount: 0.00. Additional Information: Make internal transfers, pay anyone and BPAY® payments through online banking and mobile banking on an immediate or scheduled basis.

• Domestic Atm Transactions (Withdrawal), Amount: 0.00. Additional Information: If you’re charged a fee at an ATM in Australia, we’ll refund it to your account.

• International Atm Transactions (Withdrawal), Amount: 0.00. Additional Information: Check your account balance and withdraw cash where your Debit Mastercard is accepted. We don’t charge fees to use ATMs overseas. You may be charged a fee by international ATM operators.

• International Purchases (Purchase), Amount: 0.00. Additional Information: Card purchases or transactions made or processed outside Australia.

• Dishonour Fees (Event), Amount: 0.00.

• Monthly Account Fees (Periodic), Amount: 0.00. Additional Information: We don’t charge monthly account fees.

 Document Downloads

  macquarie-20platinum-20-20benefits.pdf (189 K)