Macquarie Savings Account

A high-interest online savings account with no monthly fees, easy withdrawals and award-winning digital banking.
Category: Transaction & Savings Accounts  Last Updated May 22, 2026  Effective June 3, 2026

 General Lending Rates

No product information is currently listed. Please make contact with us for more information.

 Product Features

  • Other Additional Information: You can open up to a total of 10 Transaction or Savings Accounts.
  • Other Additional Information: No fees. With no fees, every dollar you deposit brings your savings goals closer.
  • Notifications
  • Npp Payid Additional Information: Link a PayID to your savings account to receive and make real time Payments.
  • Digital Banking Additional Information: Online Banking
  • Digital Banking Additional Information: Mobile Banking
  • Bill Payment
  • Npp Enabled Additional Information: NPP Payments
  • Other Additional Information: Pay anyone payments
  • Other Additional Information: Internal transfer
  • Other Additional Information: Direct credit
  • Other Additional Information: Direct debit
  • Other Additional Information: Discount on e-gift cards
  • Other Additional Information: Daily Pay Anyone Payment limit. The $100,000 limit is applicable for customers who use the Macquarie Authenticator App and are registered for Electronic Banking. Otherwise, a default limit of $2,000 will apply.
  • Other Additional Information: Daily PayID Payment sub-limit. The $10,000 limit operates as a sub-limit of the daily Pay Anyone limit.

 Product Eligibility

  • Residency Status - Permanent Australian Residential Address Required..
  • Min Age - 12. Additional Information: Minimum age requirement
  • Other Additional Information: Must have Australian mobile number
  • Other Additional Information: Must have an email address
  • Other Additional Information: Only available for individual or joint applications

 Bank Fees and Charges

  • Online Payments (Transaction), Amount: 0.00. Additional Information: We don't charge Transaction or Online Payment Fees.
  • Dishonour Fees (Event), Amount: 0.00. Additional Information: We don't charge dishonour fees.