Macquarie Business Savings Account

A high-interest online business savings account with no fees
Category: Transaction & Savings Accounts  Last Updated May 22, 2026  Effective June 3, 2026

 General Lending Rates

No product information is currently listed. Please make contact with us for more information.

 Product Features

  • Other Additional Information: Great interest rate - Earn an ongoing variable rate.
  • Other Additional Information: Easy account opening- With our fast digital application process and instant account opening for eligible businesses.
  • Other Additional Information: No fees, no catches - No monthly fees. Earn interest, no matter how often you withdraw.
  • Other Additional Information: Award-winning digital banking - Our award-winning mobile app and online platform helps you manage your money and track your savings 24/7.
  • Other Additional Information: Save when you spend - Access discounts of up to 10% with over 50 retailers with Macquarie Marketplace.
  • Other Additional Information: Safe and secure - Macquarie Authenticator adds an extra layer of customisable security to your banking.
  • Bill Payment Additional Information: BPAY®-outbound
  • Npp Enabled Additional Information: PayTo
  • Other Additional Information: Pay Anyone Payments
  • Other Additional Information: Direct Credit
  • Other Additional Information: Direct Debit
  • Other Additional Information: Internal Transfer
  • Digital Banking Additional Information: Online Banking
  • Digital Banking Additional Information: Mobile Banking
  • Notifications
  • Other Additional Information: Daily Pay Anyone Payment limit. The $100,000 limit is applicable for customers who use the Macquarie Authenticator App and are registered for Electronic Banking. Otherwise, a default limit of $2,000 will apply.
  • Other Additional Information: Daily PayID Payment sub-limit. The $10,000 limit operates as a sub-limit of the daily Pay Anyone limit.
  • Npp Enabled Additional Information: PayID®

 Product Eligibility

  • Residency Status - An Australian Residential Address Required.
  • Min Age - 15. Additional Information: Minimum age requirement
  • Other Additional Information: Must have an Australian mobile phone number
  • Other Additional Information: Must have a valid email address
  • Other Additional Information: Only available for eligible businesses. Sole Traders and Australian Propietary Companies
  • Business Additional Information: Must have an ABN

 Bank Fees and Charges

  • Online Payments (Transaction), Amount: 0.00. Additional Information: We don't charge Transaction or Online Payment Fees.
  • Dishonour Fees (Event), Amount: 0.00. Additional Information: We don't charge Dishonour Fees
  • Monthly Account Fees (Periodic), Amount: 0.00. Additional Information: We don't charge Monthly account fees