Business Optimiser
A high variable interest business savings account with 24/7 access.
Category: Transaction & Savings Accounts Last Updated April 30, 2026 Effective March 31, 2004
General Lending Rates
No product information is currently listed. Please make contact with us for more information.
Product Features
- Unlimited Txns Additional Information: Unlimited electronic transactions.
- Digital Banking
- Npp Payid Additional Information: No need for BSB and account number. Receive real time payments using your own unique ID.
- Notifications Additional Information: Receive SMS notifications when your balance is above or below an amount, a withdrawal or deposit is made or when your salary is deposited.
Product Eligibility
- Min Age - 18. Additional Information: You need to nominate between one and four authorised users to operate your Business Optimiser. They must be at least 18 years old.
- Other Additional Information: You need to nominate between one and four authorised users to operate your Business Optimiser. They must be an Australian resident for taxation purposes.
- Other Additional Information: You must be an account holder using the product for business purposes or with a Self-Managed Super Fund (SMSF).
- Other Additional Information: The account cannot be used by bare/informal trusts, public companies, unincorporated associations, or a statutory account.
Bank Fees and Charges
- Account Fee (Periodic), Amount: 0.00. Additional Information: There are $0 monthly fees.
Limitations & Restrictions (Constraints)
- Max Balance of 5000000.00 Additional Information: We may not accept a deposit to your Business Optimiser if it would result in the combined deposits of all your Business Optimiser(s) exceeding $5,000,000.








