Business Optimiser

A high variable interest business savings account with 24/7 access.
Category: Transaction & Savings Accounts  Last Updated April 30, 2026  Effective March 31, 2004

 General Lending Rates

No product information is currently listed. Please make contact with us for more information.

 Product Features

  • Unlimited Txns Additional Information: Unlimited electronic transactions.
  • Digital Banking
  • Npp Payid Additional Information: No need for BSB and account number. Receive real time payments using your own unique ID.
  • Notifications Additional Information: Receive SMS notifications when your balance is above or below an amount, a withdrawal or deposit is made or when your salary is deposited.

 Product Eligibility

  • Min Age - 18. Additional Information: You need to nominate between one and four authorised users to operate your Business Optimiser. They must be at least 18 years old.
  • Other Additional Information: You need to nominate between one and four authorised users to operate your Business Optimiser. They must be an Australian resident for taxation purposes.
  • Other Additional Information: You must be an account holder using the product for business purposes or with a Self-Managed Super Fund (SMSF).
  • Other Additional Information: The account cannot be used by bare/informal trusts, public companies, unincorporated associations, or a statutory account.

 Bank Fees and Charges

  • Account Fee (Periodic), Amount: 0.00. Additional Information: There are $0 monthly fees.

 Limitations & Restrictions (Constraints)

  • Max Balance of 5000000.00 Additional Information: We may not accept a deposit to your Business Optimiser if it would result in the combined deposits of all your Business Optimiser(s) exceeding $5,000,000.