Current Account

HSBC's primary current offering known as a Business Cheque Account is an interest bearing account aimed at meeting Corporate's daily banking needs with the flexibility of easy access and control. This account type is of particular relevance for clients with a need to conduct ACH transactions. Customer benefits include:1)Attractive Interest Rates, 2)Online access via HSBCnet and 3) Competitive fees.
Category: Transaction & Savings Accounts  Last Updated December 9, 2025  Effective June 3, 2026

 General Lending Rates

No product information is currently listed. Please make contact with us for more information.

 Product Features

  • Digital Banking

 Bank Fees and Charges

  • Fee Per Transaction On The Account (Transaction), Amount: 0.40.
  • Cheque Clearing Charges Per Item (Transaction), Amount: 0.75.
  • Cheque Book - Charge Per Cheque Written (Transaction), Amount: 1.00.
  • Inward Transfers - International Telegraphic Transfer (tt) Receipt (Transaction), Amount: 10.00.
  • Inward Transfers - Local Rtgs Receipt (Transaction), Amount: 10.00.
  • Inward Transfers - Foreign Currency Cheques And Drafts Sent For Collection (Transaction), Amount: 40.00.
  • Inward Transfers - Foreign Currency Cheques And Drafts Purchased (Transaction), Amount: 40.00. Additional Information: Plus costs
  • Inward Transfers - Dishonour Of Foreign Currency Cheques (Transaction), Amount: 0.00. Additional Information: Costs from overseas banks will be passed on
  • Transfers Between Accounts - Domestic Funds Transfers Between Accounts With Hsbc Via Hsbcnet (Transaction), Amount: 0.25.
  • Outward Transfers - Overnight Domestic Funds Transfers Using Ach Or Autopay Via Hsbcnet (Transaction), Amount: 0.25.
  • Outward Transfers - Domestic Telegraphic Transfers Also Known As Local Rtgs [see Info] (Transaction), Amount: 15.00. Additional Information: Domestic Telegraphic Transfers also known as Local RTGS or Priority Payments initiated via HSBCnet
  • Outward Transfers - International Telegraphic Transfers Also Known As Priority Payments [see Info] (Transaction), Amount: 25.00. Additional Information: International Telegraphic Transfers also known as Priority Payments initiated via HSBCnet
  • Outward Transfers - Payments Instructed Via Fax Or In Hard Copy On Original Hsbc Application Form (Transaction), Amount: 60.00. Additional Information: plus applicable TT fee
  • Outward Transfers - Telegraphic Transfer Initiated Via Other Form Of Instructions [see Info] (Transaction), Amount: 60.00. Additional Information: Telegraphic Transfer initiated via other form of instructions (as agreed to by HSBC)
  • Outward Transfers - Our Fee Charge [see Info] (Transaction), Amount: 50.00. Additional Information: Plus applicable TT fee. Note: This fee is where you instruct HSBC to submit a payment with a request that all fees and charges applied by intermediary and receiving banks for their role in processing the payment, be charged to you rather than to the beneficiary, a flat fee applies.
  • Outward Transfers - Referral Fee For Authorisation Of Payment (Transaction), Amount: 50.00. Additional Information: Referral fee for authorisation of payment where the account has insufficient and/or unclear funds and no prior arrangements have been made
  • Outward Transfers - Payment Tracing Fee(per Trace Or Follow Up) (Transaction), Amount: 50.00.
  • Outward Transfers - Amendment/cancellation/return Of Remitted Payment (Transaction), Amount: 50.00. Additional Information: Plus other bank’s charges
  • Manual Standing Instructions - To An Hsbc Account (Transaction), Amount: 5.00.
  • Manual Standing Instructions - To An Account At Another Domestic Bank (Transaction), Amount: 5.00.
  • Manual Standing Instructions - Other Payments (Transaction), Amount: 5.00. Additional Information: Cost of Bank Cheque also applies
  • Manual Standing Instructions - Non-payment Due To Lack Of Funds (Transaction), Amount: 35.00.
  • Direct Debit Request - Direct Debit Set Up (Event), Amount: 500.00.
  • Direct Debit Request - Transaction Fee (Transaction), Amount: 0.25.
  • Direct Debit Request - Return Fee Per Item (Transaction), Amount: 5.00.
  • Direct Debit Request - Trace Request (per Request) (Transaction), Amount: 15.00.
  • Direct Credits - Fee Per Credit Transaction (Transaction), Amount: 0.25.
  • Direct Credits - Returned Transactions (per Item) (Transaction), Amount: 5.00.
  • Direct Credits - Payment Tracing (per Trace) (Transaction), Amount: 15.00.
  • Direct Debits - Dishonour / Rejection Fee (Transaction), Amount: 35.00.
  • Foreign Currency Notes - Bank Buys And Pays Aud (Transaction), Amount: 10.00. Additional Information: The applicable exchange rate is the Bank’s Note buying rate for that currency against AUD.
  • Foreign Currency Notes - Bank Sells And Receives Aud (Transaction), Amount: 10.00. Additional Information: The applicable exchange rate is the Bank’s Note selling rate for that currency against AUD.
  • Bpay® Payments - Per Bpay® Payment (Transaction), Amount: 0.25.
  • Cheque Fees - Stop Payment Request (Transaction), Amount: 15.00.
  • Cheque Fees - Dishonours - Cheques Drawn By You (Transaction), Amount: 35.00.
  • Cheque Fees - Dishonours - Cheques Deposited By You (Transaction), Amount: 5.00. Additional Information: plus other bank charges
  • Cheque Fees - Bank Cheque - Request Initiated Via Hsbcnet (Transaction), Amount: 15.00. Additional Information: plus post/courier costs
  • Cheque Fees - Bank Cheque - Other Requests (Transaction), Amount: 25.00.
  • Cheque Fees - Bank Cheque - Replacement Of Lost Or Stolen Bank Cheque (Transaction), Amount: 25.00.
  • Cheque Fees - Bank Cheque - Repurchase Bank Cheque (Transaction), Amount: 10.00.
  • Cash Handling Fees - Local Currency - [see Info] (Transaction), Amount: 2.00. Additional Information: for amounts up to $1,000.00: $2.00; for amounts greater than $1,000: $2.00 + 0.50% of amount handled
  • Cash Handling Fees - Foreign Currency - [see Info] (Transaction), Amount: 2.00. Additional Information: $2.00 +1.25% of amount handled (min $20.00). On all cash withdrawals from, or deposits to, a foreign currency account
  • Transactions Through An Alliance Bank Branch - Deposits - Cheques (Transaction), Amount: 6.00. Additional Information: $6.00 per deposit plus $0.65 per cheque
  • Transactions Through An Alliance Bank Branch - Deposits - Cash (Transaction), Amount: 6.00. Additional Information: $6.00 per deposit plus 0.85% of amount
  • Transactions Through An Alliance Bank Branch - Cheque Cashing (Transaction), Amount: Not Listed.. Additional Information: 1.5% of amount. Min $10.00.
  • Cheque Encashment Facility - Set Up (Upfront), Amount: 100.00. Additional Information: per set-up (per branch)
  • Cheque Encashment Facility Amendment (Event), Amount: 50.00. Additional Information: per amendment (per branch)
  • Real Time Payments (Transaction), Amount: 0.50.
  • Real Time Payments To Accounts Within Hsbc Australia (Transaction), Amount: 0.25.
  • Returned Real Time Payments (Transaction), Amount: 0.00.
  • Real Time Payment Receipts (Transaction), Amount: 0.00.
  • Paper Billing Invoices (Periodic), Amount: 8.25.