HSBC Everyday Savings Account

The HSBC Everyday Savings Account is an online savings account with a great 3 month introductory variable interest rate and must be linked to your nominated transaction account to enable you to move money in and out.
Category: Transaction & Savings Accounts  Last Updated May 17, 2026  Effective June 3, 2026

 General Lending Rates

No product information is currently listed. Please make contact with us for more information.

 Product Features

  • Digital Banking Additional Information: Transfer money between your HSBC Everyday Savings account and linked nominated account via Internet Banking
  • Unlimited Txns Additional Information: Introductory variable interest rate for the first 3 months from account opening, then an ongoing variable rate

 Product Eligibility

  • Min Age - 18.
  • Other Additional Information: You must have an Australian residential address.
  • Other Additional Information: HSBC Everyday Savings account is available for Trust Accounts. include SMSF and Non Trading Entity. Trust accounts are only available via Branch / Contact Centre. Not available via HSBC Website.

 Bank Fees and Charges

  • Local Transfer In Aud Via Real Time Gross Settlement (rtgs) Made Via Hsbc Branch (Payment), Amount: 20.00.
  • Local Transfer In Aud Via Real Time Gross Settlement (rtgs) Made Online Banking (Payment), Amount: 0.00.
  • Local Transfer In Aud Via Real Time Gross Settlement (rtgs) Made Mobile Banking (Payment), Amount: 0.00.
  • Local Transfer In Aud From Aud Account Made Via Hsbc Branch (Payment), Amount: 20.00.
  • Local Transfer In Aud From Aud Account Made Via Online Banking (Payment), Amount: 0.00.
  • Local Transfer In Aud From Aud Account Made Via Mobile Banking (Payment), Amount: 0.00.
  • Local Transfer In Foreign Currency From Aud Or Foreign Currency Account Made Via Hsbc Branch (Payment), Amount: 20.00.
  • Local Transfer In Foreign Currency From Aud Or Foreign Currency Account Made Via Online Banking (Payment), Amount: 0.00.
  • Local Transfer In Foreign Currency From Aud Or Foreign Currency Account Made Via Mobile Banking (Payment), Amount: 0.00.
  • Correspondent Bank Cover Fee (Payment), Amount: 30.00. Additional Information: This fee may apply to cover all intermediary correspondent bank changes for international and local transfers. The intermediary/correspondent and receiving bank may also impose additional charges. When sending money via mobile banking, this fee will be shown in the mobile banking app payment journey the instances where applicable.
  • Deposit Through National Australia Bank Branch (Deposit), Amount: 0.00.
  • Company Search Fee (Event), Amount: 30.00. Additional Information: $30.00 plus costs
  • Audit Or Balance Certificate For Individual Or Company (Event), Amount: 25.00.
  • Account Balance Paid By Bank Cheque (Transaction), Amount: 8.00. Additional Information: Fee applies to closed accounts
  • Account Balance Paid By International Transfer (Transaction), Amount: 20.00. Additional Information: Fee applies to closed accounts
  • International Bank Account Opening (Event), Amount: 200.00. Additional Information: Fee applies to applying for your account outside of Australia

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