Capital Growth Account

An account that lets you save and top-up your balance, with flexibility to access your funds by providing notice.
Category: Transaction & Savings Accounts  Last Updated June 3, 2026  Effective June 3, 2026

 General Lending Rates

Rates listed below are for a VARIABLE product. Additional Information It is not the intention of your CGA to become overdrawn and as such any overdrawn account will be charged excess debit interest that will be calculated daily and charged to your account on the 1st day of each month or when the account is closed.
Interest Rate
17.43% PA
Comparison Rate
0.00%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

 Product Features

  • Other Additional Information: Variable interest rates.
  • Digital Banking Additional Information: Manage online at any time. View, track and manage your account on CommBiz, Netbank and the CommBank App.
  • Other Additional Information: Choose from a range of notice periods. Our notice periods range from 2 to 370 days so you can tailor your returns based on your business needs.

 Product Eligibility

  • Business Additional Information:
  • Other Additional Information: in the case of foreign companies that carry on business in Australia, be registered with ASIC. The eligibility of other foreign companies will be subject to review on a case by case basis.
  • Other Additional Information: For notice periods of 35 days and above, you will need to have a Relationship Manager to apply. 2 and 7 day notice period accounts are not available for Financial Institutions. 35, 60 and 90 days' notice periods are only available for Financial Institutions at the Bank's discretion.
  • Other Additional Information: in the case of domestic businesses (e.g. a sole trader, company, etc.) have an ABN and/or ACN as applicable

 Bank Fees and Charges

  • Account Keeping Fee (Periodic), Amount: 0.00. Additional Information: No account keeping fees
  • Transaction Fee (Transaction), Amount: 0.00. Additional Information: No Transaction fees

 Limitations & Restrictions (Constraints)

  • Opening Balance of 500000.00 Additional Information: For notice periods of 35 days and above, there is a minimum initial deposit of $500,000.

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