Streamline Basic

An everyday bank account for health care or pensioner concession card holders.
Category: Transaction & Savings Accounts  Last Updated June 3, 2026  Effective June 3, 2026

 General Lending Rates

No product information is currently listed. Please make contact with us for more information.

 Product Features

  • Card Access
  • Card Access Additional Information: Use instore, online and withdraw local currency at millions of locations, everywhere Mastercard is accepted. Choose a Debit Mastercard with your CommBank account and pay for things using your card, smartphone or wearable. You may receive access to other features and benefits associated with your Debit Mastercard subject to terms and conditions.
  • Additional Cards Additional Information: We may limit the number of cards that may be issued or linked to a single account or customer profile.
  • Bill Payment Additional Information: See, track and easily pay your bills online in NetBank or on the go in the CommBank app.
  • Other Additional Information: Securely lock your debit card in the CommBank app when you need to. And unlock it again when you don't.
  • Other Additional Information: Access a range of travel benefits through Travel Booking (provided by Hopper) for eligible customers.
  • Digital Banking Additional Information: Wherever you are in the world, CommBank gives you the choice and control to securely manage all of your accounts on a range of devices, the way you want.
  • Digital Wallet Additional Information: Pay with your Apple(TM) device using Apple Pay.
  • Digital Wallet Additional Information: Pay with your Android(TM) phone using the CommBank app.
  • Digital Wallet Additional Information: Pay with your Fitbit (TM) smartwatch using Fitbit Pay. Fitbit Pay is a third-party service and may cease without notice to you.
  • Digital Wallet Additional Information: Pay with your Garmin(TM) smartwatch using Garmin Pay.
  • Digital Wallet Additional Information: Pay with your Android(TM) device using Google Pay.
  • Digital Wallet Additional Information: Pay with your Samsung(TM) device using Samsung Pay.
  • Npp Payid Additional Information: Get faster payments between participating banks, anytime with a PayID.
  • Npp Enabled Additional Information: Pay and receive near real-time payments.
  • Other Additional Information: We help you stay on track with your debit and credit card spending in the CommBank app.
  • Other Additional Information: You are not required to have a card to use this product.
  • Notifications Additional Information: Turn Transaction Notifications on in the CommBank app and we'll instantly alert you when you pay using your CommBank debit card, and when you receive money into your everyday account.
  • Other Additional Information: Manage payments from your bank account using PayTo.
  • Other Additional Information: Use QR Cardless to withdraw cash or deposit notes, coins and cheques (subject to product eligibility) by using the latest version of the CommBank app to scan a QR code at a compatible CommBank ATM.
  • Unlimited Txns Additional Information: Unlimited CommBank electronic and assisted transactions.

 Product Eligibility

  • Natural Person
  • Other Additional Information: Streamline Basic is available to anyone with one of the following Commonwealth of Australia concession cards: Commonwealth Seniors Health card; Pensioner Concession card; Health Care card. You also need to make sure your government pension or payments are paid into this account.
  • Other Additional Information: You must have an Australian residential address.

 Bank Fees and Charges

  • Unpaid Cheque Or Debit Fee (Event), Amount: 0.00. Additional Information: When we dishonour a cheque or debit presented to us because there isn't enough money in your account.
  • Transaction Listing Or Ad-hoc Paper Statement Fee (Event), Amount: 2.50. Additional Information: A fee charged for paper copies of your transaction listing, past statements or ordered statements.
  • Stop Payment Fee (Event), Amount: 15.00. Additional Information: A fee charged when you ask us to stop payment of a cheque.
  • Account Fee (Periodic), Amount: 0.00.
  • Paper Statement Fee (Periodic), Amount: 0.00. Additional Information: There is no charge for additional paper statements issued outside the standard cycle (six months).
  • Paper Statement Fee - Standard Cycle (Periodic), Amount: 0.00. Additional Information: There is no charge for paper statements issued within our standard cycle (six months).
  • Access Fee - Overseas Atms (Withdrawal), Amount: 2.00. Additional Information: When you take money out at ASB ATMs in NZ or CommBank ATMs outside Australia.
  • Access Fee - Overseas Cash Withdrawals (Withdrawal), Amount: Not Listed.. Additional Information: Any other cash withdrawals overseas will incur a $5.00 fee plus 3.5% of the transaction value.
  • Access Fee - Overseas Purchases (Purchase), Amount: Not Listed.. Additional Information: Purchases made overseas or in Australia (e.g. online), where the merchant is located overseas or the financial institution or entity processing transaction is located overseas.
  • Staff Assisted Withdrawals (Withdrawal), Amount: 0.00. Additional Information: Free.
  • Cba Atm Cash Withdrawals In Australia (Event), Amount: 0.00. Additional Information: Free.
  • Cheque Negotiated Fee (Transaction), Amount: 0.00. Additional Information: When you write a cheque that needs to be negotiated through the clearing system.
  • Monthly Card Fee (Event), Amount: 0.00. Additional Information: There is no monthly card fee for a Streamline Basic account.

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