Investment Cash Accounts

The Investment Cash Account is a bank account that offers a variable interest rate, with easy access to funds. It can be used to make deposit and withdrawals through a variety of channels for individuals and Self-Managed Superannuation Funds (SMSF).
Category: Transaction & Savings Accounts  Last Updated May 15, 2026  Effective June 3, 2026

 General Lending Rates

No product information is currently listed. Please make contact with us for more information.

 Product Features

  • Digital Banking Additional Information: Access to funds at any time through a variety of channels (e.g. Internet and Phone Banking, branch, and debit card)
  • Other Additional Information: Variable interest rates may apply and credit interest paid monthly
  • Other Additional Information: No minimum opening balance required
  • Digital Banking Additional Information: Make non-cash payments via services such as BPAY, Pay Anyone, OSKO and Overseas Telegraphic Transfer (OTT) and Direct Debit
  • Other Additional Information: Automate deposits such as your salary and investment income with direct credits.
  • Other Additional Information: May earn a variable interest rate from the first dollar, calculated daily, paid monthly
  • Digital Banking Additional Information: Easy at call access - In branch, ATMs, 24/7 Internet and Phone Banking1, eftpos, BPAY and Bank@Post
  • Other Additional Information: Cash hub for SMSF investors - Can be your cash hub account for your Self-Managed Super Fund and investments
  • Other Additional Information: Internet Banking - View transactions online anytime with Internet Banking.
  • Other Additional Information: Statements - Paper Statements posted to you every 6 months. Mini transaction history available at any Bank of Melbourne ATM. View, print and save up to 2 years of statements online when you choose eStatements. Yearly interest summary - view and print your Financial Year interest summary with Internet Banking.
  • Notifications

 Product Eligibility

  • Min Age - 18. Additional Information: For personal use: Be 18 years of age or over (signatory on the account);
  • Residency Status - For Personal Use: Have An Australian Residential Address..
  • Other Additional Information: For an SMSF: Be a registered Self-Managed Superannuation Fund (SMSF);
  • Other Additional Information: For an SMSF: Signatory on the account is aged 18 years of over;
  • Other Additional Information: For an SMSF: Be operating using an Australian address.

 Bank Fees and Charges

  • Account Keeping Fee (Periodic), Amount: 0.00.
  • Telephone Banking (Transaction), Amount: 0.00.
  • Online Banking (Event), Amount: 0.00.
  • Eftpos (Transaction), Amount: 0.00.
  • Staff Assisted (Event), Amount: 0.00.
  • Bank@post (Withdrawal), Amount: 0.00.
  • Cheque (Event), Amount: 0.00.
  • Direct Debit (Event), Amount: 0.00.
  • Overseas Withdrawal (Withdrawal), Amount: 5.00.
  • Collection Item (Payment), Amount: 0.00.
  • Foreign Currency Conversion (Transaction), Amount: Not Listed..

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