First Access Account

 General Lending Rates

 Product Features

• Other Additional Information: Phone banking is available

• Other Additional Information: Other service related charges apply based on your circumstances

• Npp Payid

• Digital Wallet

• Digital Banking Additional Information: The minimum age to register for internet banking is 12 years old and the child must be a signatory on the account. However, a child that wants to register and is aged between 12-14 years old can be registered, so long as they have a parent/guardian attached to the account that is also is a signatory.

• Digital Wallet

• Card Access Additional Information: Any Visa Debit Card on this account when the child is under the age of 12, is to be in the name of the adult authorised to operate the account.

• Unlimited Txns Additional Information: For the following transactions are free: Purchases on Visa Debit Card by pressing credit , purchases over the phone or Internet, Purchases on Visa Debit Card by pressing savings or cheque', Electronic payments - quoting a valid BSB and account number, Bpay transactions, NPP including Osko payments. PayID and Bank@Post withdrawals.

• Npp Enabled

• Bill Payment

 Product Eligibility

• Max Age - 17. Additional Information: 17 years or less

• Other Additional Information: Available to members only.

 Bank Fees and Charges

• Inactive Membership Fee (Periodic), Amount: 30.00.

• Issue Card Or Pin Internationally By Registered Mail (Event), Amount: 15.00. Additional Information: $15 dollars per item

• Coin Handling Fee (Event), Amount: 5.00. Additional Information: Handling of a coin deposit or withdrawal - $5 per every $100.

• Account Keeping Fees (Periodic), Amount: 0.00.

• Visa Debit Card Overseas Atm Withdrawals (Withdrawal), Amount: 2.50. Additional Information: The ATM operator may charge a fee at the time of the transaction

• Direct Entry Return Fee (Event), Amount: 2.50.

• Visa Debit Over The Counter Cash Advance (Withdrawal), Amount: 2.50.

• Direct Debit Stop Request (Event), Amount: 9.00.

• Express Posting Of Card Or Pin In Australia (Event), Amount: 15.00.

• Overdrawn Account Fee (Event), Amount: 15.00. Additional Information: Applies when your Transaction / Savings Account is overdrawn or the balance exceeds the limit of any Overdraft attached to the account at close of business and charged again at seven day increments if the balance remains overdrawn / limit exceeded.

• Currency Conversion Fee (Transaction), Amount: Not Listed..