Christmas Club Account

 General Lending Rates

 Product Features

• Other Additional Information: Phone banking is available, balance enquiries only

• Npp Payid

• Digital Banking Additional Information: Balance Enquiry only

• Other Additional Information: Funds are available for withdrawal from the first business day in November to the end of December. On the first business day in December the balance of the account plus interest will be credited to the Transaction Account. One withdrawal per quarter is permitted. Any further withdrawals may result in the closure of the account and the balance of funds being transferred to your Transaction Account

• Other Additional Information: Other service related charges apply based on your circumstances

 Product Eligibility

• Other Additional Information: Available to members only.

 Bank Fees and Charges

• Direct Entry Return Fee (Event), Amount: 2.50.

• Direct Debit Stop Request (Event), Amount: 9.00.

• Overdrawn Account Fee (Event), Amount: 15.00. Additional Information: Applies when your Transaction / Savings Account is overdrawn or the balance exceeds the limit of any Overdraft attached to the account at close of business and charged again at seven day increments if the balance remains overdrawn / limit exceeded.

• Coin Handling Fee (Event), Amount: 5.00. Additional Information: Handling of a coin deposit or withdrawal - $5 per every $100.

• Inactive Membership Fee (Periodic), Amount: 30.00.

• Non- Individual Membership Establishment Fee (Upfront), Amount: 50.00. Additional Information: Applies when a Non-Individual membership is established

• Account Keeping Fees (Periodic), Amount: 0.00.