Bendigo Easy Retirement Account

 General Lending Rates

 Product Features

• Digital Banking

• Npp Enabled

• Card Access

 Product Eligibility

• Employment Status - Employment Status. Additional Information: Available to retirees over 55 years of age who are either a self-funded retiree or a recipient of a Centrelink aged pension of Department of Veterans’ Affairs (DVA) administered pension.

• Min Age - 55.

 Bank Fees and Charges

• Direct Debit Dishonour Fee (Event), Amount: 10.000000. Additional Information: Applies when a direct debit from your account is dishonoured due to insufficient funds.

• International Transaction Fee (Transaction), Amount: Not Listed.. Additional Information: 3% of the Transaction amount (in AUD) payable for each Transaction which is conducted in a currency other than Australian dollars (AUD) or in Australian dollars (AUD) but with or using a merchant, payment processor, financial institution or other entity (including an online merchant) who is outside of Australia.

• International Atm Withdrawal (Transaction), Amount: 5.000000. Additional Information: Payable whenever you make a cash withdrawal outside of Australia at a non-Bendigo Bank ATM (in addition to the Cash Advance Fee). Other financial institutions may charge you a fee for using their ATMs. This fee will be displayed at the time of the transaction and allows the customer to accept or decline the fee as shown. If using your credit card interest will be charged from the day the withdrawal is completed.

• Bank@post Balance Enquiry (Transaction), Amount: 0.000000. Additional Information: When you make balance enquiry at a Bank@Post terminal in an Australia Post Office using a Bendigo Bank card, where this facility is available.

• Bank@post Withdrawal (Withdrawal), Amount: 2.500000. Additional Information: When you make a withdrawal at a Bank@Post terminal in an Australia Post Office using a Bendigo Bank card where this facility is available.

• Bank@post Deposit (Deposit), Amount: 2.500000. Additional Information: When you make a deposit at a Bank@Post terminal in an Australia Post Office using a Bendigo Bank card where this facility is available.

• Bank Cheque Withdrawal (Transaction), Amount: 10.000000. Additional Information: When you request us to provide you with a bank cheque. This fee will be charged to your account.

• Eft Credit Transfer (Transaction), Amount: 4.000000.

• Periodical Payment To Other Financial Institution (Transaction), Amount: 3.750000. Additional Information: Existing accounts only. Cheque facilities and Cheque books are not available on new accounts opened from 1 August 2023.)

• Staff Assisted Service Fee (Transaction), Amount: 2.500000. Additional Information: In branch Staff Assisted fees are charged for withdrawals and transfers done over the counter.

• Monthly Service Fee (Periodic), Amount: 0.000000.

• Eftpos Withdrawal (Transaction), Amount: 0.000000.

• Bendigo Bank Atm Transfer (Transaction), Amount: 0.000000.

• Bendigo Bank Atm Withdrawal (Transaction), Amount: 0.000000.

 Document Downloads

  schedule-of-fees-charges-and-transaction-account-rebates.pdf (430 K)