Bendigo Cash Management Account (CMA)

An interest earning at-call deposit account which is sold to new or existing customers via a custodian or advisor. Account access is available via Debit Mastercard or online banking.
Category: Transaction & Savings Accounts  Last Updated February 13, 2026  Effective June 3, 2026

 General Lending Rates

No product information is currently listed. Please make contact with us for more information.

 Product Features

  • Bill Payment
  • Card Access
  • Digital Banking

 Bank Fees and Charges

  • Cash Withdrawal (in Branch) (Withdrawal), Amount: 2.500000. Additional Information: When you make a cash withdrawal from your Bendigo Bank account ‘over- the-counter’ at a Bendigo Bank branch.
  • Transfer (in Branch) (Payment), Amount: 2.500000. Additional Information: When you make an ‘over-the-counter’ request at a Bendigo Bank branch to transfer funds from one Bendigo Bank account to another Bendigo Bank account (including scheduled in branch transfers where you request one or more future dated transfers as opposed to establishing a periodical payment or sweep facility).
  • Agency Withdrawal (Withdrawal), Amount: 2.500000. Additional Information: When you make a cash withdrawal or request to transfer funds from one Bendigo Bank account to another Bendigo Bank account at any Bendigo Bank Agency
  • Bank@post Withdrawal (Withdrawal), Amount: 2.500000. Additional Information: When you make a withdrawal at a Bank@Post terminal in an Australia Post Office using a Bendigo Bank card where this facility is available.
  • Bank@post Deposit (Deposit), Amount: 2.500000. Additional Information: When you make a deposit at a Bank@Post terminal in an Australia Post Office using a Bendigo Bank card where this facility is available
  • Bank Cheque Fee (Event), Amount: 10.000000. Additional Information: Is payable for each Bank Cheque drawn.
  • Bank Cheque Replacement (Event), Amount: 30.000000. Additional Information: When a Bank Cheque has been lost, destroyed or stolen and you request us to provide you with a replacement Bank Cheque.
  • Bank Cheque Stop Payment (Event), Amount: 20.000000. Additional Information: When you request us to stop payment on a bank cheque and to purchase it back (allowed only in limited circumstances)
  • Inward Telegraphic Transfer In Aud Currency (Payment), Amount: 2.000000. Additional Information: Acceptance of payment in AUD currency for swift transfer to a Bendigo Bank account
  • Inward Telegraphic Transfer In A Foreign Currency (Payment), Amount: 10.000000. Additional Information: Acceptance of payments in a foreign currency for swift transfer to a Bendigo Bank account
  • Outward Telegraphic Transfer (Payment), Amount: 30.000000. Additional Information: When you request the transfer of funds to a non-Bendigo Bank account. This includes: International Telegraphic Transfers – funds sent from your Bendigo Bank account to overseas destinations worldwide in AUD or foreign currency Domestic Telegraphic Transfers – AUD funds sent from your Bendigo Bank account to other financial institutions within Australia
  • Bill Payment Transaction Recall/trace Fee (Event), Amount: 20.000000. Additional Information: When you request us to trace or recall a bill payment you have made through the BPAY scheme.
  • Direct Debit Dishonour Fee (Event), Amount: 10.000000. Additional Information: Applies when a direct debit from your account is dishonoured due to insufficient funds.

 Limitations & Restrictions (Constraints)

  • Min Balance of 1000.00