Pension Access Account

Our Pension Access Account is specifically designed for those aged 55 and over who are receiving a Government pension. You can easily manage your pension and the interest you receive on your savings
Category: Transaction & Savings Accounts  Last Updated May 31, 2026  Effective June 3, 2026

 General Lending Rates

No product information is currently listed. Please make contact with us for more information.

 Product Features

  • Notifications
  • Card Access
  • Digital Banking
  • Bill Payment
  • Other Additional Information: Tiered interest rate
  • Digital Wallet
  • Npp Payid

 Product Eligibility

  • Residency Status - Australian Citizen Or Permanent Resident.
  • Pension Recipient
  • Min Age - 55.

 Bank Fees and Charges

  • Amendment/ Cancellation Of Telegraphic Transfer/swift Transfers (Transaction), Amount: 35.00.
  • Telegraphic Transfers (online) (Transaction), Amount: 20.00.
  • Declined Transactions (insufficient Funds) (Transaction), Amount: 0.80. Additional Information: ATM and EFTPOS within Australia
  • Bpay - Periodical Payment (each Time Processed) (Transaction), Amount: 0.60. Additional Information: Fee may be eligible for Relationship Reward Rebate. Please refer to Fees and Charges Schedule for more information.
  • Periodical Payment - Insufficient Funds Rejection Fee (Transaction), Amount: 5.00.
  • Foreign Currency Conversion Fee (Transaction), Amount: Not Listed..
  • Foreign Drafts (Transaction), Amount: 20.00.
  • Foreign Cheque Encashment ( (Event), Amount: 15.00.
  • Encashment Of Foreign Cash (Event), Amount: 10.00. Additional Information: Minimum encashment of AU$50 applies
  • Archive Retrieval Fee (Variable), Amount: Not Listed.. Additional Information: Per hour fee applies plus any expenses incurred
  • Audit Certificate Fee (Event), Amount: 50.00. Additional Information: Per audit certificate requested
  • Declined Visa Dispute (Event), Amount: 30.00. Additional Information: If a Visa dispute lodged by you is declined and found that the claim was invalid
  • Copies Of Statements (up To 12 Months) At Branch (Event), Amount: 2.50.
  • Copies Of Statements (over 12 Months) At Branch (Event), Amount: 5.00.
  • Cash Advance At Other Financial Institution (Withdrawal), Amount: 4.50.
  • Foreign Cheque Encashment (>au$5000) (Event), Amount: 50.00.
  • Telegraphic Transfers (aud) (Transaction), Amount: 50.00.
  • Inactive Fee For Accounts Inactive 12 Months Or Greater (Periodic), Amount: 2.00.
  • Swift Transfers (Transaction), Amount: 25.00. Additional Information: Electronic funds transfer between Australian Military Bank and other financial institutions
  • Dormancy Fee For Accounts Inactive Greater Than 24 Months (Periodic), Amount: 2.00.
  • Paper Statement Fee (per Statement) (Periodic), Amount: 2.00.
  • Visa Debit Card Annual Fee (Periodic), Amount: 30.00.
  • Eft Trace/recall Of Funds (Transaction), Amount: 25.00.
  • Eftpos Transactions (when Pressing Savings) (Transaction), Amount: 0.70. Additional Information: ATM and EFTPOS within Australia. Fee may be eligible for Relationship Reward Rebate. Refer to Fees and Charges Schedule for more information.
  • Telegraphic Transfers (foreign Currency) (Transaction), Amount: 30.00.
  • Bpay Transaction (self-serve (Transaction), Amount: 0.60. Additional Information: Fee may be eligible for Relationship Reward Rebate. Please refer to Fees and Charges Schedule for more information.
  • Overseas Atm Withdrawals (Withdrawal), Amount: 4.50.
  • External Transfer/bpay (staff-assisted) (Transaction), Amount: 5.00.
  • External Transfer (self-serve) (Transaction), Amount: 0.50. Additional Information: Fee may be eligible for Relationship Reward Rebate. Refer to Fees and Charges Schedule for more information.
  • Direct Debit Dishonour - Electronic (Transaction), Amount: 10.00.
  • Foreign Cash (Event), Amount: Not Listed.. Additional Information: 1% of AUD value of amount purchased. Minimum order of AU$100 applies
  • Direct Debit (Transaction), Amount: 0.50. Additional Information: Fee may be eligible for Relationship Reward Rebate. Please refer to Fees and Charges Schedule for more information.