Access Account

The Access Account gives you access to your money 24/7 so you can do your banking whenever it suits you. With no monthly account keeping fees, it’s a perfect account for all your everyday needs.
Category: Transaction & Savings Accounts  Last Updated May 31, 2026  Effective June 3, 2026

 General Lending Rates

No product information is currently listed. Please make contact with us for more information.

 Product Features

  • Notifications
  • Other Additional Information: No monthly account keeping fees
  • Digital Banking
  • Npp Payid
  • Npp Enabled
  • Bill Payment
  • Card Access
  • Additional Cards
  • Digital Wallet

 Product Eligibility

  • Pension Recipient
  • Residency Status - Individuals Must Be Citizens, Permanent Residents Or Temporary Residents Of Australia. .

 Bank Fees and Charges

  • Overseas Atm Withdrawals (Withdrawal), Amount: 4.50.
  • Declined Transactions (insufficient Funds) (Transaction), Amount: 0.80. Additional Information: ATM and EFTPOS within Australia
  • Copies Of Statements (up To 12 Months) Posted (Periodic), Amount: 1.00. Additional Information: per page
  • Inactive Fee For Accounts Inactive 12 Months Or Greater (Periodic), Amount: 2.00.
  • Copies Of Statements (up To 12 Months) At Branch (Event), Amount: 2.50.
  • Bpay Transaction (self-serve) (Transaction), Amount: 0.60. Additional Information: Fee may be eligible for Relationship Reward Rebate. Refer to Fees and Charges Schedule for more information.
  • External Transfer/bpay (staff-assisted) (Transaction), Amount: 5.00.
  • Amendment/ Cancellation Of Telegraphic Transfer/swift Transfers (Transaction), Amount: 35.00.
  • Foreign Cash (Event), Amount: Not Listed.. Additional Information: 1% of AUD value of amount purchased. Minimum order of AU$100 applies
  • Dormancy Fee For Accounts Inactive Greater Than 24 Months (Periodic), Amount: 2.00.
  • Foreign Cheque Encashment ( (Event), Amount: 15.00.
  • Declined Visa Dispute (Event), Amount: 30.00. Additional Information: If a Visa dispute lodged by you is declined and found that the claim was invalid
  • Eftpos Transactions (when Pressing Savings) (Transaction), Amount: 0.70. Additional Information: ATM and EFTPOS within Australia. Fee may be eligible for Relationship Reward Rebate. Refer to Fees and Charges Schedule for more information
  • Direct Debit (Transaction), Amount: 0.50. Additional Information: Fee may be eligible for Relationship Reward Rebate. Refer to Fees and Charges Schedule for more information.
  • Copies Of Statements (over 12 Months) At Branch Or Posted (Event), Amount: 5.00.
  • Encashment Of Foreign Cash (Event), Amount: 10.00. Additional Information: Minimum encashment of AU$50 applies
  • Paper Statement Fee (per Statement) (Periodic), Amount: 2.00.
  • Telegraphic Transfers (online) (Transaction), Amount: 20.00.
  • Foreign Currency Conversion Fee (Transaction), Amount: Not Listed..
  • Foreign Drafts (Transaction), Amount: 20.00.
  • Visa Debit Card Annual Fee (Periodic), Amount: 30.00.
  • Eft Trace/recall Of Funds (Transaction), Amount: 25.00.
  • Foreign Cheque Encashment (>au$5000) (Event), Amount: 50.00.
  • Direct Debit Dishonour - Electronic (Transaction), Amount: 10.00.
  • Swift Transfers (Transaction), Amount: 25.00. Additional Information: Electronic funds transfer between Australian Military Bank and other financial institutions
  • Telegraphic Transfers (foreign Currency) (Transaction), Amount: 30.00.
  • Telegraphic Transfers (aud) (Transaction), Amount: 50.00.
  • Cash Advance At Other Financial Institution (Withdrawal), Amount: 4.50.
  • Bpay - Periodical Payment (each Time Processed) (Transaction), Amount: 0.60. Additional Information: Fee may be eligible for Relationship Reward Rebate. Refer to Fees and Charges Schedule for more information.
  • Card Transaction Voucher Retrieval (Event), Amount: 35.00.
  • Audit Certificate Fee (Event), Amount: 50.00. Additional Information: Per audit certificate requested
  • Archive Retrieval Fee (Variable), Amount: Not Listed.. Additional Information: Per hour fee applies plus any expenses incurred
  • External Transfer (self-serve) (Transaction), Amount: 0.50. Additional Information: Fee may be eligible for Relationship Reward Rebate. Refer to F&C for more information.