31 Day Notice Account

HSBC’s 31 Day Notice Account (31DNA) is a deposit available in AUD and USD that rewards long term behavior by paying an enhanced yield on funds held prior to notice of withdrawal. Withdrawals are subject to a notice period during which the credit interest rate applied will reflect the reducing residual term.
Category: Term Deposits  Last Updated February 18, 2026  Effective June 3, 2026

 Product Features

  • Relationship Management
  • Digital Banking Additional Information: Enablement to view account information over HSBCnet
  • Other Additional Information: Redirection of Credit Interest - Ability to direct enhanced credit interest to either the Notice account itself or to a business operating account.

 Product Eligibility

  • Business Additional Information: Corporate and Financial Institution customers.

 Limitations & Restrictions (Constraints)

  • Min Balance of 1000000.00
  • Opening Balance of 1000000.00