PERSONAL LOAN - UNSECURED - 6YR

Unsecured Personal Loan suitable for short-term borrowing up to $30k for personal expenses
Category: Personal Loans  Last Updated March 8, 2023  Effective May 3, 2024

 General Lending Rates

Rates listed below are for a FIXED P&I product. Additional Information Unsecured fixed rates available on application subject to credit score
Interest Rate
9.39% PA
Comparison Rate
14.21%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

 Product Features

  • Digital Banking Additional Information: SCCU NetBanking

 Product Eligibility

  • Employment Status - Y. Additional Information: Must be employed
  • Residency Status - Y. Additional Information: Must be an Australian resident

 Bank Fees and Charges

  • Personal Loan Change To Loan Contract (Event), Amount: 150.00. Additional Information: When there is a variation made to the security used for an existing loan agreement. For example you change the vehicle which secures your loan.
  • Direct Debit Dishonour (Event), Amount: 15.00. Additional Information: Charged if your direct debit payment is dishonoured due to insufficient funds
  • Personal Loan Establishment Fee (Upfront), Amount: 250.00. Additional Information: A one off upfront fee for setting up your loan.
  • Mthly Loan Fee (Periodic), Amount: 8.00. Additional Information: Flat Monthly fee of $8 for personal or vehicle loans effective from 11.10.21

 Limitations & Restrictions (Constraints)

  • Max Limit of 30000.00