NAB Car Loan

Buy a car with your NAB Car Loan. Apply in minutes with same-day pre-approval and funds within one business day of us agreeing the loan
Category: Personal Loans  Last Updated December 10, 2025  Effective April 29, 2026

 General Lending Rates

Rates listed below are for a FIXED P&I product. Additional Information The rate displayed is the maximum rate for the product. For information on the range of rates, please visit our NAB Car Loan product page.
Interest Rate
6.99% PA
Comparison Rate
8.54%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
  , FIXED, 13.99%
  • Lending Rate Type: Fixed
  • Interest Rate: 13.99%, Comparison Rate 15.48%
  • Repayment Type: Principal And Interest
  • Loan Purpose:

 Product Features

  • Insurance
  • Extra Repayments

 Product Eligibility

  • Natural Person
  • Residency Status - An Australian Or New Zealand Citizen, An Australian Permanent Resident.
  • Min Age - 21. Additional Information: 21 years or older
  • Other Additional Information: Lending criteria apply

 Bank Fees and Charges

  • Application Fee (Upfront), Amount: 350.00.
  • Monthly Fee (Periodic), Amount: 15.00.
  • Late Payment Fee (Event), Amount: 7.00.

 Limitations & Restrictions (Constraints)

  • Min Limit of 10000.00
  • Max Limit of 100000.00