Investment Secured Personal Loan

No matter if its home renovations or holidays, we offer personal loans with low fixed rates and free online redraw for all occasions
Category: Personal Loans  Last Updated April 17, 2026  Effective October 4, 2026

 General Lending Rates

Rates listed below are for a FIXED INVESTMENT P&I product. Additional Information Interest is calculated daily and applied monthly
Interest Rate
8.49% PA
Comparison Rate
8.70%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

 Product Features

  • Redraw
  • Digital Banking
  • Other Additional Information: No monthly account keeping fees
  • Other Additional Information: No early repayment fees
  • Other Additional Information: Flexible repayments- weekly, fortnightly or monthly repayments available
  • Other Additional Information: Discounted rates for Hume Property Package holders
  • Other Additional Information: Loan term of 1-5 years

 Product Eligibility

  • Min Age - 18. Additional Information: 18
  • Residency Status - Must Be An Australian Resident Or Citizen, With An Australian Residential Mailing Address.
  • Other Additional Information: Product is available to approved borrowers only. Terms, conditions, fees, charges and normal lending criteria apply
  • Business Additional Information: Available to Businesses

 Bank Fees and Charges

  • Duplicatestatementfee (Event), Amount: Not Listed.. Additional Information: Duplicate Statement Fee - $2 per page of statement produced. Payable when you ask us to produce duplicate statements for you.
  • Consent Fee (Event), Amount: Not Listed.. Additional Information: Payable when you ask us to consent to a second mortgage on any security
  • Contractvariationfee (Event), Amount: Not Listed.. Additional Information: Payable in the event we agree to vary your loan agreement
  • Defaultfee (Payment), Amount: Not Listed.. Additional Information: Payable on the last day of each month during which there is an amount overdue for payment on your loan.
  • Dishonourfee (Payment), Amount: Not Listed.. Additional Information: Payable if a direct debit from another account to your loan is declined or a cheque deposited to your loan account is dishonoured
  • Photocopyfee (Event), Amount: Not Listed.. Additional Information: $3 per page. Payable when you ask us to photocopy documents for you
  • Legalcosts (Cash Advance), Amount: Not Listed.. Additional Information: Priced on application - Payable when we pay our solicitors as a result of your application for a variabtion to, discharge of or our consent to any variation of your agreement or security
  • Securitysearch (Cash Advance), Amount: Not Listed.. Additional Information: Priced on application - Payable if we need to search a register in relation to any security
  • Plappfee (Upfront), Amount: Not Listed.. Additional Information: Application Fee for personal loans

 Limitations & Restrictions (Constraints)

  • Min Limit of 2000.00