Bendigo Secured Personal Loan

A competitve secured personal loan for car, boat or motorcycle.
Category: Personal Loans  Last Updated August 13, 2024  Effective July 4, 2025

 General Lending Rates

Rates listed below are for a FIXED product. Additional Information Secured
Interest Rate
7.79% PA
Comparison Rate
8.51%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

 Product Features

  • Redraw Additional Information: Manual & Online redraw available
  • Other Additional Information: Weekly, fortnightly or monthly repayments

 Product Eligibility

  • Min Age - 18.
  • Pension Recipient - Pension.
  • Residency Status - Australian Resident.
  • Student - Student.
  • Employment Status - Employed.

 Bank Fees and Charges

  • Document Preparation Fee (Upfront), Amount: 100.000000. Additional Information: The cost of preparing the loan documents (Secured Personal Loans only).
  • Security Processing Fee (Variable), Amount: Not Listed.. Additional Information: Charged to lodge an interest against the security e.g. vehicle (Secured Personal Loans only). On Application
  • Online Redraw Fee (Event), Amount: 0.000000. Additional Information: Charged when completing a redraw online
  • Manual Redraw Fee (Event), Amount: 0.000000. Additional Information: Payable each time we agree to a redraw request you make otherwise than through Bendigo e-banking
  • Duplicate Fee (Event), Amount: 16.500000. Additional Information: Is payable for each copy of any document you request.
  • Bank Cheque Fee (Event), Amount: 10.000000. Additional Information: Is payable for each Bank Cheque drawn.
  • Monthly Fee (Periodic), Amount: 5.000000.
  • Early Repayment Fee (Exit), Amount: 20.000000.
  • Default Fee (Event), Amount: 35.000000.
  • Application Fee (Event), Amount: 150.000000. Additional Information: Incurred when you apply for a new loan.

 Limitations & Restrictions (Constraints)

  • Min Balance of 1.00
  • Opening Balance of 2000.00

 Document Downloads