Bendigo Secured Student Personal Loan

Perfect for higher education students and apprentices looking to buy a new or used car, or refinance an existing one.
Category: Personal Loans  Last Updated April 21, 2026  Effective June 3, 2026

 General Lending Rates

Rates listed below are for a FIXED OTHER P&I product. Additional Information Secured
Interest Rate
9.54% PA
Comparison Rate
9.70%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

 Product Features

  • Redraw Additional Information: Manual & Online redraw available
  • Other Additional Information: Weekly, fortnightly or monthly repayments

 Product Eligibility

  • Min Age - 18.
  • Residency Status - Australian Resident.
  • Student - Student.
  • Employment Status - Employed.

 Bank Fees and Charges

  • Document Preparation Fee (Upfront), Amount: 100.000000. Additional Information: The cost of preparing the loan documents (Secured Personal Loans only).
  • Security Processing Fee (Other), Amount: Not Listed.. Additional Information: Charged to lodge an interest against the security e.g. vehicle (Secured Personal Loans only). On Application
  • Online Redraw Fee (Event), Amount: 0.000000. Additional Information: Charged when completing a redraw online
  • Manual Redraw Fee (Event), Amount: 0.000000. Additional Information: Payable each time we agree to a redraw request you make otherwise than through Bendigo e-banking
  • Duplicate Fee (Event), Amount: 16.500000. Additional Information: Is payable for each copy of any document you request.
  • Bank Cheque Fee (Event), Amount: 10.000000. Additional Information: Is payable for each Bank Cheque drawn.
  • Early Repayment Fee (Exit), Amount: 20.000000.
  • Default Fee (Event), Amount: 35.000000.
  • Application Fee (Upfront), Amount: 0.000000. Additional Information: Incurred when you apply for a new loan. Not applicable to student loan.
  • Monthly Admin Fee (Periodic), Amount: 0.000000. Additional Information: This fee is charged to cover the regular administration and servicing required for your loan. Not applicable to Student loan.

 Limitations & Restrictions (Constraints)

  • Min Limit of 2000.00

 Document Downloads