Car Loan

Tailored rates available for cars, motorbikes, caravans and boats that are less than 5 years old.
Category: Personal Loans  Last Updated March 26, 2026  Effective June 3, 2026

 General Lending Rates

Rates listed below are for a VARIABLE P&I product. Additional Information
Interest Rate
6.25% PA
Comparison Rate
7.17%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

 Product Features

  • Other Additional Information: The ability to make extra repayments or pay off your loan early without penalty

 Product Eligibility

  • Min Age - 18.
  • Residency Status - Individuals Must Be Citizens Or Permanent Residents Of Australia..
  • Employment Status - Applicants Must Be Currently Employed Or Receiving A Regular Income. Self Employed Clients Should Contact The Bank Prior To Applying.
  • Natural Person

 Bank Fees and Charges

  • Copies Of Statements (up To 12 Months) At Branch (Event), Amount: 2.50.
  • Personal Property Security Admin Fee (Event), Amount: 30.00.
  • Loan Service Fee - Personal, Green & Car Loans (Periodic), Amount: 10.00.
  • Audit Certificate Fee (Event), Amount: 50.00. Additional Information: Per audit certificate requested
  • Processing And Switch Fee - Personal And Car Loans (Variable), Amount: Not Listed..
  • Copies Of Statements (over 12 Months) At Branch Or Posted (Event), Amount: 5.00. Additional Information: per page
  • Archive Retrieval Fee (Variable), Amount: Not Listed.. Additional Information: Per hour fee apply plus any expenses incurred
  • Copies Of Statements (up To 12 Months) Posted (Event), Amount: 1.00. Additional Information: per page
  • Paper Statement Fee (per Statement) (Periodic), Amount: 2.00.
  • Default Notice Fee (Event), Amount: 30.00. Additional Information: Payable when a notice is issued regarding a default under the contract
  • Arrears Notice Fee (Event), Amount: 20.00. Additional Information: 2nd and subsequent reminders by letter or phone

 Limitations & Restrictions (Constraints)

  • Max Limit of 200000.00
  • Min Limit of 4000.00