Overdraft

The overdraft facility allows the borrower to have a negative balance on the current account in the respective currency. The overdraft is an on-demand credit facility, designed to be used as a flexible borrowing for general working capital requirements.
Category: Overdrafts  Last Updated May 18, 2026  Effective June 3, 2026

 General Lending Rates

Rates listed below are for a product. Additional Information
Interest Rate
NA PA
Comparison Rate
NAPA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
  , MARKET_LINKED, 11.00%
  • Lending Rate Type: Market Linked
  • Interest Rate: 11.00%, Comparison Rate 0.00%
  • Repayment Type: Interest Only
  • Loan Purpose:
  , MARKET_LINKED, 10.65%
  • Lending Rate Type: Market Linked
  • Interest Rate: 10.65%, Comparison Rate 0.00%
  • Repayment Type: Interest Only
  • Loan Purpose:
  , MARKET_LINKED, 10.00%
  • Lending Rate Type: Market Linked
  • Interest Rate: 10.00%, Comparison Rate 0.00%
  • Repayment Type: Interest Only
  • Loan Purpose:
  , MARKET_LINKED, 11.35%
  • Lending Rate Type: Market Linked
  • Interest Rate: 11.35%, Comparison Rate 0.00%
  • Repayment Type: Interest Only
  • Loan Purpose:
  , MARKET_LINKED, 8.05%
  • Lending Rate Type: Market Linked
  • Interest Rate: 8.05%, Comparison Rate 0.00%
  • Repayment Type: Interest Only
  • Loan Purpose:
  , MARKET_LINKED, 9.50%
  • Lending Rate Type: Market Linked
  • Interest Rate: 9.50%, Comparison Rate 0.00%
  • Repayment Type: Interest Only
  • Loan Purpose:
  , MARKET_LINKED, 6.45%
  • Lending Rate Type: Market Linked
  • Interest Rate: 6.45%, Comparison Rate 0.00%
  • Repayment Type: Interest Only
  • Loan Purpose:
  , MARKET_LINKED, 7.72%
  • Lending Rate Type: Market Linked
  • Interest Rate: 7.72%, Comparison Rate 0.00%
  • Repayment Type: Interest Only
  • Loan Purpose:
  , MARKET_LINKED, 14.25%
  • Lending Rate Type: Market Linked
  • Interest Rate: 14.25%, Comparison Rate 0.00%
  • Repayment Type: Interest Only
  • Loan Purpose:
  , MARKET_LINKED, 10.50%
  • Lending Rate Type: Market Linked
  • Interest Rate: 10.50%, Comparison Rate 0.00%
  • Repayment Type: Interest Only
  • Loan Purpose:
  , MARKET_LINKED, 9.80%
  • Lending Rate Type: Market Linked
  • Interest Rate: 9.80%, Comparison Rate 0.00%
  • Repayment Type: Interest Only
  • Loan Purpose:
  , MARKET_LINKED, 9.15%
  • Lending Rate Type: Market Linked
  • Interest Rate: 9.15%, Comparison Rate 0.00%
  • Repayment Type: Interest Only
  • Loan Purpose:
  , MARKET_LINKED, 8.25%
  • Lending Rate Type: Market Linked
  • Interest Rate: 8.25%, Comparison Rate 0.00%
  • Repayment Type: Interest Only
  • Loan Purpose:
  , MARKET_LINKED, 7.44%
  • Lending Rate Type: Market Linked
  • Interest Rate: 7.44%, Comparison Rate 0.00%
  • Repayment Type: Interest Only
  • Loan Purpose:
  , MARKET_LINKED, 7.25%
  • Lending Rate Type: Market Linked
  • Interest Rate: 7.25%, Comparison Rate 0.00%
  • Repayment Type: Interest Only
  • Loan Purpose:
  , MARKET_LINKED, 12.00%
  • Lending Rate Type: Market Linked
  • Interest Rate: 12.00%, Comparison Rate 0.00%
  • Repayment Type: Interest Only
  • Loan Purpose:
  , MARKET_LINKED, 9.65%
  • Lending Rate Type: Market Linked
  • Interest Rate: 9.65%, Comparison Rate 0.00%
  • Repayment Type: Interest Only
  • Loan Purpose:
  , MARKET_LINKED, 10.10%
  • Lending Rate Type: Market Linked
  • Interest Rate: 10.10%, Comparison Rate 0.00%
  • Repayment Type: Interest Only
  • Loan Purpose:
  , MARKET_LINKED, 10.25%
  • Lending Rate Type: Market Linked
  • Interest Rate: 10.25%, Comparison Rate 0.00%
  • Repayment Type: Interest Only
  • Loan Purpose: