Flexi First Option Home Loan - Veterans

A low variable rate loan to support eligible ?Veterans? with purchasing, constructing or refinancing a home, for owner occupied purposed only.
Category: Home Loans  Last Updated May 15, 2026  Effective June 3, 2026

 General Lending Rates

Rates listed below are for a VARIABLE Owner Occupied P&I product. Additional Information With Principal and Interest repayment.
Interest Rate
3.25% PA
Comparison Rate
0.00%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

 Product Features

  • Redraw Additional Information: The product includes redraw features
  • Other Additional Information: This loan can be used for purchase of an owner-occupied property, home construction (Contract Builders only), renovation / home improvements and debt consolidation
  • Other Additional Information: The product is priced at the lower of: DSH Benchmark Rate ? 1.50% or Capped rate 3.75% (introduced in May 2022)
  • Other Additional Information: Loan Payment Method - Direct Debit (preferred), Direct Credit, Branch Payment, Internet or Phone Banking, Smart ATM
  • Other Additional Information: Repayment frequencies includes weekly, fortnightly or monthly
  • Other Additional Information: Statements of account : We will send you a statement of your loan account at least every six months or more frequently if you request
  • Other Additional Information: The product provides options which includes portability, redraw, repayment holiday, top-ups
  • Extra Repayments Additional Information: The product includes extra repayment features.
  • Fraud Protection Additional Information: The product includes fraud protection features.
  • Guarantor Additional Information: Subject to terms and conditions, this product includes guarantor features.
  • Other Additional Information: Maximum repayment term 25 years

 Product Eligibility

  • Other Additional Information: Applicant must have served in the Defence Force either prior to May 1985 or allotted for service in Namibia between 1989 and 1990.
  • Other Additional Information: Applicant must be eligible as per Department of Veterans' Affairs and is confirmed by the issue of a Certificate of Entitlement or Or Certificate of Assignment

 Bank Fees and Charges

  • Lending Establishment Fee (Upfront), Amount: 0.00.
  • Monthly Loan Account Fee (Periodic), Amount: 0.00.
  • Document Processing Fee (Event), Amount: 0.00.
  • Account Overdrawn Fee (Event), Amount: 15.00.
  • Loan Discharge Fee (Event), Amount: 350.00.
  • Property Valuer Fee (Variable), Amount: Not Listed..

 Limitations & Restrictions (Constraints)

  • Min Lvr of 0.00
  • Max Lvr of 0.95
  • Max Limit of 25000.00 Additional Information: Loan amount as stated on the Certificate of Entitlement to a maximum of $25,000.