1 YEAR FIXED RATE LOAN

1 YEAR FIXED RATE LOAN
Category: Home Loans  Last Updated April 20, 2026  Effective April 20, 2026

 General Lending Rates

Rates listed below are for a VARIABLE Owner Occupied P&I product. Additional Information
Interest Rate
5.64% PA
Comparison Rate
0.00%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
  OWNER_OCCUPIED, VARIABLE, 5.64%
  • Lending Rate Type: Variable
  • Interest Rate: 5.64%, Comparison Rate 0.00%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied

 Product Features

  • Offset
  • Redraw
  • Extra Repayments

 Product Eligibility

  • Natural Person
  • Residency Status - Must Be Austrlian Citizen Or Permanent Resident.

 Bank Fees and Charges

  • Home Loan (Upfront), Amount: 395.00.
  • Legal Fee Mortgage Documents (Upfront), Amount: Not Listed..
  • Land Titles Office Registration Fees (Variable), Amount: Not Listed..
  • Settlement Agent Fees (Variable), Amount: Not Listed..
  • Discharge Fee (Variable), Amount: Not Listed..
  • Arrears Fee (Event), Amount: 10.00.
  • Arrears Fee-arrears Fee Letter 2 (Event), Amount: 25.00.
  • Default Notice (Transaction), Amount: 55.00.
  • Solicitor Fees For Preparation Of Interstate Mortgages (Variable), Amount: Not Listed..
  • Agent Solicitor Collection Costs (Variable), Amount: Not Listed..
  • Valuation Fee (Variable), Amount: Not Listed..

 Limitations & Restrictions (Constraints)

  • Min Limit of 100000.00

 Document Downloads