Offset Home Loan Investment 80 or less LVR
Offset Home Loan Investment 80 or less LVR
Category: Home Loans Last Updated May 31, 2026 Effective June 3, 2026
General Lending Rates
Rates listed below are for a VARIABLE INVESTMENT P&I product. Additional Information
Interest Rate
6.34% PA
6.34% PA
Comparison Rate
6.39%PA*
6.39%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Features
- Redraw Additional Information: Unlimited free redraw
- Other Additional Information: Fortnightly or monthly repayment options
- Offset Additional Information: 100% offset account
- Other Additional Information: IO - Premium of 0.20% is added to the rate
- Extra Repayments
- Other Additional Information: Split Loan
Product Eligibility
- Other Additional Information: Max 80% LVR without LMI
- Other Additional Information: Max 90% LVR with LMI
Bank Fees and Charges
- Home Loan Establishment Fee (Upfront), Amount: 600.00.
- Dishcharge Fee (Exit), Amount: 350.00.
Limitations & Restrictions (Constraints)
- Opening Balance of 100000.00 Additional Information: Minimum loan amount $100,000
- Max Balance of 3000000.00 Additional Information: Maximum loan amount $3,000,000








