Standard Owner Occupied PandI

Standard Owner Occupied PandI
Category: Home Loans  Last Updated May 31, 2026  Effective June 3, 2026

 General Lending Rates

Rates listed below are for a VARIABLE Owner Occupied P&I product. Additional Information
Interest Rate
7.90% PA
Comparison Rate
7.95%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

 Product Features

  • Redraw Additional Information: Free online redraw
  • Offset Additional Information: 100% offset available
  • Other Additional Information: Fortnightly or monthly repayment option
  • Extra Repayments

 Product Eligibility

  • Other Additional Information: Registered 1st mortgage over residential property
  • Other Additional Information: Max LVR 80% without LMI
  • Other Additional Information: Max LVR 95% with LMI

 Bank Fees and Charges

  • Home Loan Establishment Fee (Upfront), Amount: 600.00.
  • Dishcharge Fee (Exit), Amount: 350.00.

 Limitations & Restrictions (Constraints)

  • Min Balance of 50000.00 Additional Information: Minimum loan amount $50,000
  • Max Balance of 3000000.00 Additional Information: Maximum loan amount $3,000,000