Offset Home Loan Owner Occupied Fixed 1 Year

Offset Home Loan Owner Occupied Fixed 1 Year
Category: Home Loans  Last Updated May 31, 2026  Effective June 3, 2026

 General Lending Rates

Rates listed below are for a VARIABLE Owner Occupied P&I product. Additional Information
Interest Rate
6.19% PA
Comparison Rate
6.29%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
  OWNER_OCCUPIED, VARIABLE, 6.19%
  • Lending Rate Type: Variable
  • Interest Rate: 6.19%, Comparison Rate 6.29%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied

 Product Features

  • Redraw Additional Information: Unlimited free redraw
  • Other Additional Information: Fortnightly or monthly repayment options
  • Offset Additional Information: 100% offset account
  • Extra Repayments Additional Information: Capped at $10,000
  • Other Additional Information: Split Loan

 Product Eligibility

  • Other Additional Information: Max 80% LVR without LMI
  • Other Additional Information: Max 95% LVR with LMI

 Bank Fees and Charges

  • Home Loan Establishment Fee (Upfront), Amount: 600.00.
  • Dishcharge Fee (Exit), Amount: 350.00.

 Limitations & Restrictions (Constraints)

  • Opening Balance of 100000.00 Additional Information: Minimum loan amount $100,000
  • Max Balance of 3000000.00 Additional Information: Maximum loan amount $3,000,000