3 Year Fixed Home Loan - Interest Only

Int Only Fixed 3 yrs
Category: Home Loans  Last Updated December 19, 2025  Effective December 22, 2025

 General Lending Rates

Rates listed below are for a FIXED Owner Occupied Interest Only product. Additional Information
Interest Rate
5.24% PA
Comparison Rate
5.83%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
  >70% LVR
Minimum: 70.01 PERCENT Maximum: 90 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 5.39%, Comparison Rate 5.98%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied

 Product Features

  • Digital Banking
  • Npp Enabled
  • Npp Payid
  • Redraw
  • Offset
  • Extra Repayments

 Product Eligibility

  • Natural Person

 Bank Fees and Charges

  • 350 Establishment Fee (Upfront), Amount: 350.00.
  • 150 Offset Fee (Periodic), Amount: 150.00. Additional Information: Only payable if OFFSET feature enabled
  • Legal And Valuation Fees (Variable), Amount: 0.00. Additional Information: Third party costs including solicitors, valuers, agent fees & government charges including stamp duty, registration and any other fees we incur as applicable.
  • Other Fees And Charges May Apply (Variable), Amount: 0.00. Additional Information: A full list of fees and charges will be provided if loan is approved. Visit: https://horizonbank.com.au/more/important-info/fees-and-charges/