First Home Buyer Loan

Our competitive variable rate loan for first home buyers
Category: Home Loans  Last Updated March 26, 2026  Effective April 29, 2026

 General Lending Rates

Rates listed below are for a VARIABLE Owner Occupied P&I product. Additional Information For Owner Occupier loan purpose with Principal and Interest repayments. The comparison rate is based on a $150,000 secured loan for a term of twenty five years for all home loans. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Interest Rate
5.49% PA
Comparison Rate
5.49%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
  >70% LVR
Minimum: 0.7001 PERCENT Maximum: 0.9 PERCENT
  • Lending Rate Type: Variable
  • Interest Rate: 5.64%, Comparison Rate 5.64%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied

 Product Features

  • Redraw
  • Digital Banking
  • Offset
  • Npp Enabled
  • Extra Repayments

 Product Eligibility

  • Natural Person
  • Other Additional Information: This loan is only available for First Home buyers

 Limitations & Restrictions (Constraints)

  • Min Balance of 250000.00
  • Max Lvr of 0.95