1 Year Fixed Home Loan - Interest Only

Int Only Fixed 1 yr
Category: Home Loans  Last Updated May 22, 2026  Effective October 4, 2026

 General Lending Rates

Rates listed below are for a FIXED Owner Occupied Interest Only product. Additional Information
Interest Rate
6.24% PA
Comparison Rate
6.73%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
  >70% LVR
Minimum: 0.700100 PERCENT Maximum: 0.900000 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.39%, Comparison Rate 6.88%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied

 Product Features

  • Digital Banking
  • Redraw
  • Npp Enabled
  • Offset
  • Extra Repayments

 Product Eligibility

  • Natural Person

 Bank Fees and Charges

  • 350 Establishment Fee (Upfront), Amount: Not Listed..
  • 150 Offset Fee (Periodic), Amount: Not Listed.. Additional Information: Only payable if OFFSET feature enabled
  • Other Fees And Charges May Apply (Cash Advance), Amount: Not Listed.. Additional Information: A full list of fees and charges will be provided if loan is approved. Visit: https://horizonbank.com.au/more/important-info/fees-and-charges/

 Limitations & Restrictions (Constraints)

  • Min Balance of 50000.00
  • Max Lvr of 0.95