First Home Buyer Loan - Interest Only

Find your first home with our competitive interest only variable rate
Category: Home Loans  Last Updated May 21, 2026  Effective October 4, 2026

 General Lending Rates

Rates listed below are for a VARIABLE Owner Occupied Interest Only product. Additional Information For Owner Occupier loan purpose with Interest Only repayments. The comparison rate is based on a $150,000 secured loan for a term of twenty five years for all home loans. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Interest Rate
5.94% PA
Comparison Rate
5.94%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
  >70% LVR
Minimum: 0.700100 PERCENT Maximum: 0.900000 PERCENT
  • Lending Rate Type: Variable
  • Interest Rate: 6.09%, Comparison Rate 6.09%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied

 Product Features

  • Digital Banking
  • Npp Enabled
  • Redraw
  • Offset
  • Extra Repayments

 Product Eligibility

  • Natural Person
  • Other Additional Information: This loan is only available for First Home buyers

 Limitations & Restrictions (Constraints)

  • Min Balance of 250000.00
  • Max Lvr of 0.95