Allium Money Essentials

Allium Money Essentials
Category: Home Loans  Last Updated November 22, 2025  Effective December 22, 2025

 General Lending Rates

Rates listed below are for a VARIABLE Owner Occupied Interest Only product. Additional Information Allium Money Essentials - <= 80% LVR
Interest Rate
5.19% PA
Comparison Rate
5.20%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

 Product Features

  • Digital Banking Additional Information: Access is available to online banking features for the product
  • Other Additional Information: Options to split variable options and fixed rate. Interest rate lock for up to 90 days on fixed rate loans
  • Redraw
  • Unlimited Txns Additional Information: Unlimited extra repayments

 Product Eligibility

  • Min Age - 18.

 Bank Fees and Charges

  • Cheque Withdrawal Fee (Event), Amount: 10.00.
  • Quickdebit Dishonour Fee (Event), Amount: 15.00.
  • Split Fee (Upfront), Amount: 99.00.
  • Switch Fee (Event), Amount: 125.00.

 Limitations & Restrictions (Constraints)

  • Max Limit of 2000000.00
  • Min Limit of 150000.00

 Document Downloads