COMPLETE PACKAGE HOME LOAN

COMPLETE PACKAGE HL
Category: Home Loans  Last Updated March 24, 2026  Effective April 20, 2026

 General Lending Rates

Rates listed below are for a VARIABLE Owner Occupied P&I product. Additional Information
Interest Rate
5.39% PA
Comparison Rate
5.75%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
  60 to 70 LVR
Minimum: 0.600001 PERCENT Maximum: 0.7 PERCENT
  • Lending Rate Type: Variable
  • Interest Rate: 5.89%, Comparison Rate 6.27%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  Over 70 LVR
Minimum: 0.700001 PERCENT Maximum: 0.95 PERCENT
  • Lending Rate Type: Variable
  • Interest Rate: 5.94%, Comparison Rate 6.32%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  Under 60 LVR
Minimum: 0.000001 PERCENT Maximum: 0.6 PERCENT
  • Lending Rate Type: Variable
  • Interest Rate: 5.64%, Comparison Rate 6.02%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  60 to 70 LVR
Minimum: 0.600001 PERCENT Maximum: 0.7 PERCENT
  • Lending Rate Type: Variable
  • Interest Rate: 5.69%, Comparison Rate 6.07%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  Over 70 LVR
Minimum: 0.700001 PERCENT Maximum: 0.95 PERCENT
  • Lending Rate Type: Variable
  • Interest Rate: 5.74%, Comparison Rate 6.12%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  Under 60 LVR
Minimum: 0.000001 PERCENT Maximum: 0.6 PERCENT
  • Lending Rate Type: Variable
  • Interest Rate: 5.59%, Comparison Rate 5.95%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  60 to 70 LVR
Minimum: 0.600001 PERCENT Maximum: 0.7 PERCENT
  • Lending Rate Type: Variable
  • Interest Rate: 5.64%, Comparison Rate 6.00%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  70.0001
Minimum: 0.700001 PERCENT Maximum: 0.95 PERCENT
  • Lending Rate Type: Variable
  • Interest Rate: 5.69%, Comparison Rate 6.05%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  Under 60 LVR
Minimum: 0.000001 PERCENT Maximum: 0.6 PERCENT
  • Lending Rate Type: Variable
  • Interest Rate: 5.39%, Comparison Rate 5.75%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  60 to 70 LVR
Minimum: 0.600001 PERCENT Maximum: 0.7 PERCENT
  • Lending Rate Type: Variable
  • Interest Rate: 5.44%, Comparison Rate 5.80%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  Over 70 LVR
Minimum: 0.700001 PERCENT Maximum: 0.95 PERCENT
  • Lending Rate Type: Variable
  • Interest Rate: 5.49%, Comparison Rate 5.85%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied

 Product Features

  • Redraw
  • Digital Banking
  • Notifications Additional Information: Email, SMS
  • Offset
  • Extra Repayments

 Product Eligibility

  • Min Age - 18.
  • Residency Status - Australian Residents.
  • Natural Person

 Bank Fees and Charges

  • Package Home Loan Annual Fee (Periodic), Amount: 375.00.
  • Invloan Admin Fee (Upfront), Amount: 400.00. Additional Information: Plus Costs
  • Mortgagedischarge (Variable), Amount: 175.00. Additional Information: Calculated at time of Discharge, up to a maximum of $600
  • Bridgingloan (Upfront), Amount: 250.00. Additional Information: Administration fee to cover the cost of setting-up a bridging loan when buying and selling a property
  • Constructionloan (Upfront), Amount: 600.00. Additional Information: Construction loan fee which includes up to five progress payments to suppliers, additional construction loan progress payment fees $50 per payment
  • Contractvariation (Event), Amount: 150.00.
  • Legalfees (Variable), Amount: Not Listed.. Additional Information: First Option covers the first $1000 of Valuation and Legal Fees, other external costs are on-charged at-cost.
  • Loanadmin (Event), Amount: 250.00.
  • Loanconsent (Event), Amount: 400.00.
  • Mortgagedischarge (Variable), Amount: 175.00. Additional Information: Calculated at time of Discharge, up to a maximum of $600
  • Securityguarantee (Variable), Amount: 250.00.
  • Securitysubstitution (Variable), Amount: 250.00.
  • Titleproduction (Variable), Amount: 150.00.
  • Governmentfeescharges (Variable), Amount: Not Listed.. Additional Information: Stamp Duties and other government costs depend on value of the property and state

 Limitations & Restrictions (Constraints)

  • Min Limit of 5000.00