Ultimate Essentials Construction (INV)

The cream of the crop when it comes to our range of home loans on offer.
Category: Home Loans  Last Updated May 19, 2026  Effective July 14, 2014

 General Lending Rates

Rates listed below are for a VARIABLE INVESTMENT Interest Only product. Additional Information Construction over $750k. (INV)
Interest Rate
6.84% PA
Comparison Rate
6.93%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
  INVESTMENT, VARIABLE, 6.94%
  • Lending Rate Type: Variable
  • Interest Rate: 6.94%, Comparison Rate 6.78%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  INVESTMENT, VARIABLE, 6.89%
  • Lending Rate Type: Variable
  • Interest Rate: 6.89%, Comparison Rate 6.98%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment

 Product Features

  • Other Additional Information: No monthly fees.
  • Other Additional Information: No application or establishment fees.
  • Other Additional Information: Loan Portability
  • Other Additional Information: Australia-based Contact Centre
  • Card Access Additional Information: Home Loan Consultants
  • Extra Repayments Additional Information: No fees for extra repayments.
  • Offset Additional Information: 100% mortgage offset account.
  • Complementary Product Discounts Additional Information: Credit Card
  • Complementary Product Discounts Additional Information: Personal Loans.
  • Bonus Rewards Additional Information: Term Deposits
  • Digital Banking Additional Information: Quick and easy online application.
  • Complementary Product Discounts Additional Information: Insurance.
  • Redraw Additional Information: Free loan redraw
  • Other Additional Information: Split Loan Facility

 Product Eligibility

  • Residency Status Additional Information: Australian residents only.
  • Min Age Additional Information: 18
  • Other - Individuals Must Have Capacity.. Additional Information: Lending criteria.
  • Other - Construction Or Major Renovations To Owner Occupied Property.. Additional Information: Purpose

 Bank Fees and Charges

  • Default Notice (enforcement Notice) (Event), Amount: Not Listed.. Additional Information: Payable each time we send you a reminder notice relating to a default on a loan
  • Arrears Reminder Notice Fee (per Letter) (Event), Amount: Not Listed.. Additional Information: Payable each time we send you a reminder notice relating to arrears on a loan
  • Ultimate Package Annual Fee (Periodic), Amount: Not Listed.. Additional Information: Payable initially upon settlement of the property and then annually on the anniversary of the date on which the first annual package fee was paid when the loan is linked to the Ultimate Package.

 Limitations & Restrictions (Constraints)

  • Max Lvr of 0.95