Interest Only (Owner Occupied)

Interest Only (Owner Occupied)
Category: Home Loans  Last Updated July 15, 2026  Effective October 4, 2026

 General Lending Rates

Rates listed below are for a VARIABLE Owner Occupied Interest Only product. Additional Information VARIABLE INTEREST ONLY RATE FOR OWNER OCCUPIED HOMES WITH LVR <= 60%
Interest Rate
6.24% PA
Comparison Rate
6.31%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
  USER-INPUT-RATE/STD-OWN_LVR>60%To<=80%
Minimum: 0.6001 PERCENT Maximum: 0.8 PERCENT
  • Lending Rate Type: Variable
  • Interest Rate: 6.34%, Comparison Rate 6.41%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  USER-INPUT-RATE/STD-OWN_LVR>80%
Minimum: 0.8001 PERCENT Maximum: PERCENT
  • Lending Rate Type: Variable
  • Interest Rate: 6.79%, Comparison Rate 6.86%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied

 Product Features

  • Digital Banking
  • Extra Repayments Additional Information: There is no limit to the extra amount/value of repayments added to the loan as long as the balance owed does not come back to $0.00 or put in a positive position.
  • Guarantor
  • Npp Enabled
  • Redraw

 Product Eligibility

  • Min Age - 15.
  • Natural Person
  • Residency Status - Australia.

 Bank Fees and Charges

  • Loan Establishment Fee (Upfront), Amount: Not Listed..
  • Loan Renegotiation Fee (Event), Amount: Not Listed..
  • Settlement Disbursement Fee (Upfront), Amount: Not Listed..
  • Loan Switching Fee (Event), Amount: Not Listed..
  • Loan Estab Fee - Owner Builder (Upfront), Amount: Not Listed..
  • Scheduling Fee - Owner Builder (Upfront), Amount: Not Listed..
  • Progress Draw Fee-construction (Upfront), Amount: Not Listed..
  • Cu Solicitor Mtg Discharge Fee (Transaction), Amount: Not Listed..
  • Mortgage Discharge Fee (Transaction), Amount: Not Listed..
  • Ppsr Security Interest Fee (Upfront), Amount: Not Listed..
  • Property Search Fee (Upfront), Amount: Not Listed..
  • Manual Arrears Transfer Fee (Event), Amount: Not Listed..
  • Arrears Reminder Fee (Event), Amount: Not Listed..
  • Final Notice Of Demand (Event), Amount: Not Listed..
  • Real Time Transfer/npp Fee (Upfront), Amount: Not Listed..
  • Loan Redraw Fee (Transaction), Amount: Not Listed..
  • Loan Redraw Fee (Transaction), Amount: Not Listed..

 Limitations & Restrictions (Constraints)

  • Max Lvr of 90.00