Options Home Loan

Options Home Loan
Category: Home Loans  Last Updated July 15, 2026  Effective October 4, 2026

 General Lending Rates

Rates listed below are for a product. Additional Information
Interest Rate
NA PA
Comparison Rate
NAPA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
  USER-INPUT-RATE/LVR>60%To<=80%
Minimum: 0.6001 PERCENT Maximum: 0.8 PERCENT
  • Lending Rate Type: Introductory
  • Interest Rate: 6.19%, Comparison Rate 8.34%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  USER-INPUT-RATE/LVR>80%
Minimum: 0.8001 PERCENT Maximum: PERCENT
  • Lending Rate Type: Introductory
  • Interest Rate: 6.39%, Comparison Rate 8.35%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied

 Product Features

  • Digital Banking
  • Extra Repayments Additional Information: There is no limit to the extra amount/value of repayments added to the loan as long as the balance owed does not come back to $0.00 or put in a positive position.
  • Guarantor
  • Npp Enabled
  • Other Additional Information: 6 Month Variable Introductory Rate
  • Redraw

 Product Eligibility

  • Min Age - 18.
  • Natural Person
  • Residency Status - Australia.

 Bank Fees and Charges

  • Loan Establishment Fee (Upfront), Amount: Not Listed..
  • Loan Administration Fee (Periodic), Amount: Not Listed..
  • Loan Renegotiation Fee (Event), Amount: Not Listed..
  • Settlement Disbursement Fee (Upfront), Amount: Not Listed..
  • Loan Switching Fee (Event), Amount: Not Listed..
  • Loan Estab Fee - Owner Builder (Upfront), Amount: Not Listed..
  • Scheduling Fee - Owner Builder (Upfront), Amount: Not Listed..
  • Progress Draw Fee-construction (Upfront), Amount: Not Listed..
  • Cu Solicitor Mtg Discharge Fee (Transaction), Amount: Not Listed..
  • Mortgage Discharge Fee (Transaction), Amount: Not Listed..
  • Ppsr Security Interest Fee (Upfront), Amount: Not Listed..
  • Property Search Fee (Upfront), Amount: Not Listed..
  • Manual Arrears Transfer Fee (Event), Amount: Not Listed..
  • Arrears Reminder Fee (Event), Amount: Not Listed..
  • Final Notice Of Demand (Event), Amount: Not Listed..
  • Real Time Transfer/npp Fee (Upfront), Amount: Not Listed..
  • Loan Redraw Fee (Transaction), Amount: Not Listed..
  • Loan Redraw Fee (Transaction), Amount: Not Listed..

 Limitations & Restrictions (Constraints)

  • Max Lvr of 95.00