INVESTMENT PLUS HL FIXED 3YR <60 LVR PI

INVESTMENT PLUS HL FIXED 3YR <60 LVR PI
Category: Home Loans  Last Updated June 12, 2025  Effective July 4, 2025

 General Lending Rates

Rates listed below are for a FIXED Owner Occupied P&I product. Additional Information The comparison rate is calculated on the basis of a secured loan of $150,000 over a term of 25 years.
Interest Rate
5.59% PA
Comparison Rate
6.20%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

 Product Features

  • Offset Additional Information: Aggregate in offset
  • Redraw Additional Information: Aggregate in advance for redraw

 Product Eligibility

  • Natural Person
  • Min Age - 18.
  • Residency Status - Australian Citizen.

 Bank Fees and Charges

  • Additional Redraw Fee (Event), Amount: 20.00. Additional Information: Payable in respect of each redraw in a month after the first free redraw
  • Arrears Fee (Periodic), Amount: 25.00. Additional Information: For loans in arrears two month or more
  • Bank Cheque Fee (Event), Amount: 12.00. Additional Information: Payable for each cheque from a Bank (other than Cairns Bank) you request
  • Break Cost Administration Fee (Event), Amount: 400.00. Additional Information: Payable when the whole of a fixed rate loan is repaid during any fixed rate period and any other break costs do not exceed $400
  • Corporate Cheque (Event), Amount: 10.00.
  • Discharge Preparation Fee (Event), Amount: 60.00. Additional Information: When the balance is repaid in full and a Form 3 is prepared
  • Discharge Settlement Fee (Event), Amount: 100.00. Additional Information: When required to attend at settlement
  • Package Fee-package Loan Fee (Periodic), Amount: 395.00.
  • Subsequent Dealing Fee (Event), Amount: 200.00. Additional Information: When you apply for consent to a subsequent dealing with the mortgaged property
  • Variation Of Loan Contract Fee (Event), Amount: 200.00. Additional Information: Payable when you apply to vary a loan contract

 Limitations & Restrictions (Constraints)

  • Min Balance of 150000.00
  • Max Balance of 2000000.00