BOOST PACKAGE HOME LOAN - OWNER-OCCUPIED LVR 80% (Interest Only)

A home loan for owner occupiers with a maximum LVR of 80% that gives you a discounted interest rate plus a 100% offset account with a debit card and discounts on other financial products and services.
Category: Home Loans  Last Updated November 18, 2025  Effective December 22, 2025

 General Lending Rates

Rates listed below are for a VARIABLE Owner Occupied Interest Only product. Additional Information Comparison rate is calculated on a loan amount of $150,000 over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Interest Rate
5.89% PA
Comparison Rate
5.93%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

 Product Features

  • Offset Additional Information: With Debit card access
  • Other Additional Information: No penalty to make extra repayments or pay out the loan early
  • Redraw
  • Digital Banking

 Product Eligibility

  • Min Age - 18. Additional Information: 18 years
  • Natural Person
  • Residency Status - Australian Citizen Or Permanent Residency Only.

 Bank Fees and Charges

  • Construction Loan Application Fee (Upfront), Amount: 1500.00. Additional Information: Includes application fee, inspection fees and draw-down fees throughout construction period. Legal fees are paid in addition to this and are at cost.
  • Late Payment (Event), Amount: 25.00. Additional Information: Charged to loan account
  • Redraw Fee - Staff Assisted (Event), Amount: 30.00. Additional Information: Charged to loan account
  • Safe Custody Fee (Periodic), Amount: 50.00. Additional Information: E.g. certificate of titles, wills, etc
  • Re-issue Loan Documentation Fee (Event), Amount: 300.00. Additional Information: For mortgage products
  • Special Attendance Fee (Event), Amount: 0.00. Additional Information: Charged at cost
  • Copy Of Statement (already Issued) (Event), Amount: 1.50. Additional Information: Charged per page. For statements issued prior to January 1997 the fee is $3 per page.
  • Solicitors Preparation Fee (Event), Amount: 0.00. Additional Information: Charged at cost
  • Additional Valuation Fee (Event), Amount: 0.00. Additional Information: Charged at cost
  • Search Fees (Event), Amount: 0.00. Additional Information: Charged at cost
  • Special Attendance Fee - Mortgage Discharge (Event), Amount: 696.00. Additional Information: Charged at discharge
  • Boost Package Annual Fee - The Annual Fee Charged On The Boost Package Home Loan (Periodic), Amount: 395.00.
  • Lenders Mortgage Insurance (lmi) (Upfront), Amount: 0.00. Additional Information: The amount of this fee will be available on application, as it is dependent on the loan to valuation ratio of each loan.

 Limitations & Restrictions (Constraints)

  • Min Limit of 50000.00 Additional Information: Minimum loan size applies only at application