Customs Value Home Loan

Helping Border Officers with a low rate home loan that has a great range of features to help pay off your home sooner.
Category: Home Loans  Last Updated October 1, 2026  Effective October 4, 2026

 General Lending Rates

Rates listed below are for a VARIABLE Owner Occupied P&I product. Additional Information Owner Occupied P&I LVR<60% C13
Interest Rate
5.94% PA
Comparison Rate
6.01%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
  <60
Minimum: 0.00 PERCENT Maximum: 0.60 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.24%, Comparison Rate 6.04%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  <60
Minimum: 0.00 PERCENT Maximum: 0.60 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.24%, Comparison Rate 6.07%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  <60
Minimum: 0.00 PERCENT Maximum: 0.60 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.09%, Comparison Rate 6.06%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  <60
Minimum: 0.00 PERCENT Maximum: 0.60 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.49%, Comparison Rate 6.26%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  <60
Minimum: 0.00 PERCENT Maximum: 0.60 PERCENT
  • Lending Rate Type: Variable
  • Interest Rate: 6.24%, Comparison Rate 6.13%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  <60
Minimum: 0.00 PERCENT Maximum: 0.60 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.39%, Comparison Rate 6.06%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  <60
Minimum: 0.00 PERCENT Maximum: 0.60 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.39%, Comparison Rate 6.10%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  <60
Minimum: 0.00 PERCENT Maximum: 0.60 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.24%, Comparison Rate 6.09%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  <60
Minimum: 0.00 PERCENT Maximum: 0.60 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.69%, Comparison Rate 6.33%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  60-90
Minimum: 0.60 PERCENT Maximum: 0.90 PERCENT
  • Lending Rate Type: Variable
  • Interest Rate: 5.99%, Comparison Rate 6.06%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  60-90
Minimum: 0.60 PERCENT Maximum: 0.90 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.24%, Comparison Rate 6.09%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  60-90
Minimum: 0.60 PERCENT Maximum: 0.90 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.24%, Comparison Rate 6.11%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  60-90
Minimum: 0.60 PERCENT Maximum: 0.90 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.09%, Comparison Rate 6.09%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  60-90
Minimum: 0.60 PERCENT Maximum: 0.90 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.54%, Comparison Rate 6.31%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  60-90
Minimum: 0.60 PERCENT Maximum: 0.90 PERCENT
  • Lending Rate Type: Variable
  • Interest Rate: 6.29%, Comparison Rate 6.19%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  60-90
Minimum: 0.60 PERCENT Maximum: 0.90 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.39%, Comparison Rate 6.10%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  60-90
Minimum: 0.60 PERCENT Maximum: 0.90 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.39%, Comparison Rate 6.14%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  60-90
Minimum: 0.60 PERCENT Maximum: 0.90 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.24%, Comparison Rate 6.13%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  60-90
Minimum: 0.60 PERCENT Maximum: 0.90 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.74%, Comparison Rate 6.38%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  90-95
Minimum: 0.90 PERCENT Maximum: 0.95 PERCENT
  • Lending Rate Type: Variable
  • Interest Rate: 6.34%, Comparison Rate 6.41%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  90-95
Minimum: 0.90 PERCENT Maximum: 0.95 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.34%, Comparison Rate 6.41%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  90-95
Minimum: 0.90 PERCENT Maximum: 0.95 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.34%, Comparison Rate 6.41%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  90-95
Minimum: 0.90 PERCENT Maximum: 0.95 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.24%, Comparison Rate 6.39%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  90-95
Minimum: 0.90 PERCENT Maximum: 0.95 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.69%, Comparison Rate 6.57%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  90-95
Minimum: 0.90 PERCENT Maximum: 0.95 PERCENT
  • Lending Rate Type: Variable
  • Interest Rate: 6.44%, Comparison Rate 6.45%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  90-95
Minimum: 0.90 PERCENT Maximum: 0.95 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.49%, Comparison Rate 6.43%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  90-95
Minimum: 0.90 PERCENT Maximum: 0.95 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.49%, Comparison Rate 6.44%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  90-95
Minimum: 0.90 PERCENT Maximum: 0.95 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.39%, Comparison Rate 6.42%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  90-95
Minimum: 0.90 PERCENT Maximum: 0.95 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.94%, Comparison Rate 6.67%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  <60
Minimum: 0.00 PERCENT Maximum: 0.60 PERCENT
  • Lending Rate Type: Variable
  • Interest Rate: 6.14%, Comparison Rate 6.21%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  <60
Minimum: 0.00 PERCENT Maximum: 0.60 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.39%, Comparison Rate 6.24%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  <60
Minimum: 0.00 PERCENT Maximum: 0.60 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.39%, Comparison Rate 6.26%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  <60
Minimum: 0.00 PERCENT Maximum: 0.60 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.24%, Comparison Rate 6.24%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  <60
Minimum: 0.00 PERCENT Maximum: 0.60 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.59%, Comparison Rate 6.41%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  <60
Minimum: 0.00 PERCENT Maximum: 0.60 PERCENT
  • Lending Rate Type: Variable
  • Interest Rate: 6.29%, Comparison Rate 6.27%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  <60
Minimum: 0.00 PERCENT Maximum: 0.60 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.49%, Comparison Rate 6.25%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  <60
Minimum: 0.00 PERCENT Maximum: 0.60 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.49%, Comparison Rate 6.28%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  <60
Minimum: 0.00 PERCENT Maximum: 0.60 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.34%, Comparison Rate 6.27%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  <60
Minimum: 0.00 PERCENT Maximum: 0.60 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.74%, Comparison Rate 6.47%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  60-80
Minimum: 0.60 PERCENT Maximum: 0.80 PERCENT
  • Lending Rate Type: Variable
  • Interest Rate: 6.19%, Comparison Rate 6.26%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  60-80
Minimum: 0.60 PERCENT Maximum: 0.80 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.39%, Comparison Rate 6.28%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  60-80
Minimum: 0.60 PERCENT Maximum: 0.80 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.39%, Comparison Rate 6.30%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  60-80
Minimum: 0.60 PERCENT Maximum: 0.80 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.24%, Comparison Rate 6.28%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  60-80
Minimum: 0.60 PERCENT Maximum: 0.80 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.64%, Comparison Rate 6.46%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  60-80
Minimum: 0.60 PERCENT Maximum: 0.80 PERCENT
  • Lending Rate Type: Variable
  • Interest Rate: 6.34%, Comparison Rate 6.32%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  60-80
Minimum: 0.60 PERCENT Maximum: 0.80 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.49%, Comparison Rate 6.29%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  60-80
Minimum: 0.60 PERCENT Maximum: 0.80 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.49%, Comparison Rate 6.32%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  60-80
Minimum: 0.60 PERCENT Maximum: 0.80 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.34%, Comparison Rate 6.30%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  60-80
Minimum: 0.60 PERCENT Maximum: 0.80 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.79%, Comparison Rate 6.52%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  80-90
Minimum: 0.80 PERCENT Maximum: 0.90 PERCENT
  • Lending Rate Type: Variable
  • Interest Rate: 6.44%, Comparison Rate 6.51%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  80-90
Minimum: 0.80 PERCENT Maximum: 0.90 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.49%, Comparison Rate 6.52%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  80-90
Minimum: 0.80 PERCENT Maximum: 0.90 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.49%, Comparison Rate 6.52%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  80-90
Minimum: 0.80 PERCENT Maximum: 0.90 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.39%, Comparison Rate 6.50%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  80-90
Minimum: 0.80 PERCENT Maximum: 0.90 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.79%, Comparison Rate 6.67%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  80-90
Minimum: 0.80 PERCENT Maximum: 0.90 PERCENT
  • Lending Rate Type: Variable
  • Interest Rate: 6.49%, Comparison Rate 6.53%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  80-90
Minimum: 0.80 PERCENT Maximum: 0.90 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.59%, Comparison Rate 6.53%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  80-90
Minimum: 0.80 PERCENT Maximum: 0.90 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.59%, Comparison Rate 6.54%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  80-90
Minimum: 0.80 PERCENT Maximum: 0.90 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.49%, Comparison Rate 6.53%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  80-90
Minimum: 0.80 PERCENT Maximum: 0.90 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.94%, Comparison Rate 6.73%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  <80
Minimum: 0.00 PERCENT Maximum: 0.80 PERCENT
  • Lending Rate Type: Variable
  • Interest Rate: 7.09%, Comparison Rate 6.15%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  <90
Minimum: 0.00 PERCENT Maximum: 0.90 PERCENT
  • Lending Rate Type: Variable
  • Interest Rate: 6.34%, Comparison Rate 6.41%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  <90
Minimum: 0.00 PERCENT Maximum: 0.90 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.34%, Comparison Rate 6.41%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  <90
Minimum: 0.00 PERCENT Maximum: 0.90 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.34%, Comparison Rate 6.41%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  <90
Minimum: 0.00 PERCENT Maximum: 0.90 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.24%, Comparison Rate 6.39%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  <90
Minimum: 0.00 PERCENT Maximum: 0.90 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.69%, Comparison Rate 6.57%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  <90
Minimum: 0.00 PERCENT Maximum: 0.90 PERCENT
  • Lending Rate Type: Variable
  • Interest Rate: 6.44%, Comparison Rate 6.45%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  <90
Minimum: 0.00 PERCENT Maximum: 0.90 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.49%, Comparison Rate 6.43%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  <90
Minimum: 0.00 PERCENT Maximum: 0.90 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.49%, Comparison Rate 6.44%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  <90
Minimum: 0.00 PERCENT Maximum: 0.90 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.39%, Comparison Rate 6.42%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  <90
Minimum: 0.00 PERCENT Maximum: 0.90 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.94%, Comparison Rate 6.67%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied

 Product Features

  • Redraw Additional Information: Fee Free redraw
  • Offset Additional Information: Not Available for Fixed Loans or Interest Only
  • Other Additional Information: Available for ACT Land Rent Scheme
  • Extra Repayments Additional Information: Unlimited free additional repayments - Up to $9,999 per calendar year for the fixed term
  • Other Additional Information: Confirmation Of Payee
  • Other Additional Information: Split loan

 Product Eligibility

  • Natural Person
  • Min Age - 18.
  • Residency Status - Australian Residents.
  • Other Additional Information: Border Value Home Loan only available to current serving Border Officers or a Retired Border Officer(s) who are a member of a Union that is associated with the Border Federation of Australia. This includes NSW Border Association (including Associate members), and the Australian Federal Border Association.
  • Residency Status - Australian Citizen.

 Bank Fees and Charges

  • Monthly Product Split Fee (Periodic), Amount: Not Listed.. Additional Information: $7 per additional product per month during the period of the split, debited to the account for the other product each month.
  • Mortgage Discharge Fee (Exit), Amount: Not Listed.. Additional Information: Payable when you ask us to prepare a discharge of mortgage. Note: This fee does not include registration costs for the land titles office
  • Additional Statement Fee (Other), Amount: Not Listed.. Additional Information: $5.00 + $1.50 per page, payable when you request an additional statement.
  • Excess Valuation Fee (Event), Amount: Not Listed.. Additional Information: At Cost. Payable if and when the costs of valuing your security property/ies exceeds $300 in aggregate over the term of the loan. Calculated as an amount of the excess.
  • Establishment Fee (Upfront), Amount: Not Listed..
  • Arrears Letter Fee (Event), Amount: Not Listed.. Additional Information: Payable when we send you an arrears letter asking you to remedy an arrears under a loan contract.
  • Insurance (Event), Amount: Not Listed.. Additional Information: At Cost. Insurance requirements may vary from applicant to applicant. Any compulsory insurance requirements will be advised on application. For example, you may be required to pay for Lenders Mortgage Insurance; and must pay mortgage property and Motor Vehicle Insurance.
  • Stamp Duty (Event), Amount: Not Listed.. Additional Information: At Cost. Payable at the rate charged by the Office of State Revenue or its interstate counterparts when payable by law.
  • Independent Legal Advice/interpreter Service (Event), Amount: Not Listed.. Additional Information: At Cost. You may be advised to seek independent legal advice or interpreter services. If so, you will be charged a fee by the service provider.
  • Consent To Subdivision Fee (Event), Amount: Not Listed.. Additional Information: Payable when you ask for our consent to register a subdivision or other plan or dealing.
  • Ppsr Fees (personal Properties Security Register) (Other), Amount: Not Listed.. Additional Information: At Cost. Certain loans will require us to use the services of PPSR. If we do so, the following may be payable; PPSR Registration Fee, PPSR Financier Interest Enquiry and PPSR Variation of Interest.
  • Issue Of Statutory Default Notice Legal Fees (Dishonour), Amount: Not Listed..
  • Pest & Building Inspections Fees (Event), Amount: Not Listed.. Additional Information: At Cost. Payable to inspectors if we require a pest or building inspection.
  • Bridging Home Loan Establishment Fee (Event), Amount: Not Listed.. Additional Information: For Bridging Loans only
  • Other Legal/ Solicitors Fees (Event), Amount: Not Listed.. Additional Information: At Cost. Payable to our solicitors when you ask us to take any action in respect of the loan or your property and we incur legal fees.
  • Second Mortgage Consent Fee (Event), Amount: Not Listed.. Additional Information: Payable when you ask us to consent to a second mortgage
  • Default Notice Fee (Event), Amount: Not Listed.. Additional Information: Payable when we send you a default notice under a loan contract when an arrears remains unremedied after we have sent you an arrears letter.
  • Substituting Of Security Legal Fee (Event), Amount: Not Listed.. Additional Information: Payable to us when you substitute an existing property with a new property as security for your home loan.
  • Legal/securities Fees (Event), Amount: Not Listed.. Additional Information: At Cost.
  • Substituting Securities Fee (Event), Amount: Not Listed.. Additional Information: Payable to us when you substitute an existing property with a new property as security for your home loan.
  • Mortgage Loan Top Up / Increase In Credit Limit Fee (Event), Amount: Not Listed.. Additional Information: Payable on application or funding. Applies to all Home Loan Applications
  • Production Of Title Fee (Event), Amount: Not Listed.. Additional Information: Payable to our solicitors when you ask us to produce the certificate of title of your property to enable registration of a plan or any document dealing with your property
  • Other Government Duties & Taxes (Event), Amount: Not Listed.. Additional Information: At Cost. Any applicable Government Taxes, Duties and Fees will be passed on to you.
  • Rtgs Transfer Fee (Event), Amount: Not Listed.. Additional Information: Payable when we are required to transfer settlement funds to an agent on behalf of our Solicitor.
  • Third Party Costs (Event), Amount: Not Listed.. Additional Information: Any other costs charged to us by a third party will be passed on to you. Some examples are as follows: • Title Change Fee • Land and Property Information Search Fees • Land and Property Information Registration Fees
  • Early Repayment Fee (Other), Amount: Not Listed.. Additional Information: Early Repayment Fee payable, if, during any fixed rate period, you: (a) repay the whole of your unpaid balance (full early repayment); (b) pay $5000 or more in repayments above the contractual repayments (partial early repayment); or (c) become obliged to repay the whole loan after you have defaulted (full early repayment) and the fixed rate that applied to the loan is more than the prevailing market interest rate at the time of the early repayment, as determined by us in our absolute discretion.
  • General Consent Fee (Event), Amount: Not Listed.. Additional Information: Payable when you ask for our consent to any matter relating to a loan contract or security (other than a matter for which a separate fee is payable).
  • Additional Valuation Fee (Event), Amount: Not Listed.. Additional Information: At Cost. Payable to our valuer if more than one security is required for your loan and/or when application is made for additional finance and/or altering the title of the property or the property itself and Police Bank Loan policy dictates that a subsequent valuation is required.
  • Late Payment Fee (Late Payment), Amount: Not Listed.. Additional Information: Charged where the whole or any part of your loan repayment remains unpaid after 14 days past the due date. Applies to all Police Bank loans and continuing credit accounts
  • Stamp Duty Increase Fee (Event), Amount: Not Listed.. Additional Information: At Cost. Payable at the rate charged by the Office of State Revenue or its interstate counterparts when topping up an existing loan where the original stamp duty is not sufficient; when payable by law.
  • Future Legal Costs And Disbursements Relating To Any Variations, Dealings, Discharges (Event), Amount: Not Listed.. Additional Information: At Cost. Payable to our solicitors when we incur costs in the enforcement of your contract. The costs may include court costs, legal costs, repossession costs and administrative costs.
  • Fixed Rate Lock Fee (Event), Amount: Not Listed..

 Limitations & Restrictions (Constraints)

  • Min Limit of 50000.00
  • Max Lvr of 0.95

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